GPN
Since 2001
Processor
Supported
Integrated
Processor
Global Payments, an enterprise processor, an industry-aware payments layer
Global Payments Inc. (NYSE: GPN) is one of the top-five payment processors in the world, with operations in 100+ countries, a portfolio of vertical-specific brands, and a scale that comes from an extraordinary run of consolidating acquisitions, TSYS (2019), Heartland Payment Systems (2016), Active Network (2017), and EVO Payments (2023). That scale gave Global Payments assets that no single-product gateway can match: TSYS-deep commercial-card processing, vertical-specific platforms (AdvancedMD for healthcare, Active Network for education and government, Heartland and Xenial for SMB restaurants and retail), and deep bank acquirer relationships. What it didn't give you, on its own, is one unified industry-aware payments experience. If you run multiple GPN products, you probably run multiple portals, multiple reports, and multiple reconciliation processes.
That's the gap Clarity Payment Hub fills. Payment Hub sits above Global Payments' core gateway and its vertical brands as a unified industry-aware layer, one branded customer-facing portal, one real-time ERP posting path, one reconciliation workflow, across every GPN product family your business uses. Level 2/3 auto-enrichment, ACH, tokenized recurring, surcharging, and 25+ ERP connectors all sit on top of Global Payments' existing rails, so your customers see a single consistent experience regardless of which GPN brand is processing underneath.
What Global Payments owns, the gateway, commercial-card acquiring, AdvancedMD's practice management, Active Network's education and government solutions, Heartland's restaurant POS, the TSYS processing engine, stays with Global Payments. What Payment Hub owns, the unified portal, the ERP posting, the industry-specific payment flow, extends every GPN touchpoint into a coherent customer AR experience. Your GPN merchant account, acquiring bank relationship, and negotiated rates all stay exactly as they are.
How Payment Hub connects Global Payments to your ERP
Clarity Connect, the integration engine under Payment Hub with 15+ years of active development, reads from and writes to your ERP in real time using each platform's supported API layer, and talks to Global Payments via the GPN API, hosted fields for browser-side tokenization, and webhooks for event-driven state changes. The same integration pattern covers AdvancedMD, Active Network, and Heartland endpoints when your business runs multiple GPN products.
Inbound from ERP
Customers, contacts, open invoices with line items, account balances, credits, payment history, statements, all in real time.
Outbound to ERP
Applied cash receipts, GPN tokenized payment-method references, address updates, and Pay-on-Account allocations, posted the moment a customer authorizes payment, regardless of which GPN brand processed it.
Global Payments-side processing
Global Payments authorizes, settles, and funds through your acquirer on its usual schedule, including through TSYS commercial-card rails. Clarity never inserts a spread or marks up transaction costs.
No ERP modifications
Clarity Connect uses only documented, supported integration points. No schema changes, no ERP-side custom code, no plugins to maintain across upgrades.
For cloud ERPs (NetSuite, Acumatica, Dynamics 365 BC, SAP S/4HANA Cloud) Clarity Connect talks directly to the ERP's cloud APIs. For on-premise ERPs (Dynamics GP/NAV, Sage 100/300, SAP ECC, Oracle EBS, SYSPRO, Epicor P21/Eclipse/Eagle) we use a lightweight outbound-only secure agent that calls from inside your network, no inbound firewall ports to open.
Industries Global Payments + Payment Hub serves
Global Payments has already built or bought vertical-specific payment products for several of these industries. Clarity Payment Hub unifies them with the core GPN gateway under one industry-aware checkout and one ERP posting path, so the vertical-specific depth stays, and the customer/AR experience finally becomes coherent.
B2B Distribution &, Wholesale
Commercial-card-heavy AR, line-item invoices, customer-specific pricing, and TSYS-grade Level 2/3 interchange savings, with the former EVO Payments B2B capabilities now part of the GPN family for cross-border flows.
- Level 2/3 auto-enrichment from ERP line-item data
- Customer portal with open invoices, short pays, credits
- ACH + card side-by-side on the same invoice
- Cross-border B2B via legacy EVO Payments network
Manufacturing
Progress billing, milestone invoicing, deposits on long build cycles, and commercial-card programs from industrial buyers, all with TSYS-grade Level 3 passing on every eligible card.
- Deposits and milestone payments tied to sales orders
- Tokenized recurring for service and maintenance contracts
- Level 3 on dealer and distributor commercial cards
- Real-time posting so production doesn't wait on AR
Healthcare &, Life Sciences
AdvancedMD is one of the most widely deployed medical practice management platforms in the U.S. and is already a GPN business. Payment Hub unifies AdvancedMD's practice billing with the core GPN gateway under one branded patient portal and one ERP posting path.
- Branded patient portal over AdvancedMD billing
- Tokenized recurring for payment plans
- HSA/FSA and commercial card acceptance
- Practice-management and ERP posting in sync
Nonprofit &, Fundraising
Donation pages, recurring giving, pledges, tributes, and event registration, all posting to the fund-accounting GL through one Payment Hub portal on top of Global Payments.
- Branded donation and giving pages
- Recurring donations with tokenized card-on-file
- Designation and campaign tracking to the GL
- Lower fees via ACH for larger recurring gifts
Education
Active Network is the market leader for school lunch accounts, camp registration, continuing-ed enrollment, and activity fees, and is a Global Payments business. Payment Hub unifies Active Network flows with core GPN tuition and institution billing under one branded portal.
- Branded parent / student portal over Active Network
- Tuition payment plans with tokenized recurring
- Activity fees, camp, and continuing-ed unified
- Posting to SIS / ERP for real-time balance updates
Government &, Public Sector
Active Network is also deeply deployed in municipal parks and rec, utility billing, and permit processing. Combined with the core GPN gateway's CEDP-ready Level 3, Global Payments is one of the strongest choices for government AR, and Payment Hub unifies the citizen-facing flows under one portal.
- CEDP-ready Level 3 on every commercial-card transaction
- Active Network integration for parks, rec, utilities
- Branded citizen payment portals
- Posting to Tyler, Oracle, SAP, or Dynamics financials
Professional Services &, Agencies
Retainers, project billing, trust/IOLTA segregation, and hourly invoices, with Heartland's strong SMB footprint extending Payment Hub coverage into smaller firms that already run on Heartland.
- Pay-by-link and branded invoice payment pages
- Trust / IOLTA account segregation for legal workflows
- Tokenized recurring for retainers and monthly services
- Real-time posting to the PSA / ERP
Subscription, SaaS &, Membership
Recurring billing, dunning, proration, and card-updater posted in real time to the subscription or ERP system of record, all on GPN's vault and recurring rails.
- Tokenized recurring with GPN vault card-updater
- Dunning, retry, and failed-payment recovery flows
- Branded member / subscriber portal
- Real-time posting to the billing / ERP system
We can typically go live in 48 hours once ERP sandbox credentials and GPN API credentials are shared. Skip the reading and book a 30-minute walkthrough of your industry's exact flow.
The Missing LinkBetween Paymentsand Your ERP
Clarity Payment Hub closes that gap, connecting your orders, invoices, and payment channels into one flow.
Speak to a Platform ArchitectEvery payment method your customers need
Global Payments is a full-scale enterprise processor with the expected payment-method breadth. Payment Hub surfaces the methods that actually matter per industry and per GPN brand.
Cards
Visa, Mastercard, American Express, Discover, JCB, Diners, UnionPay, including commercial, corporate, and purchasing cards that qualify for Level 2/3 rates through TSYS-grade commercial-card rails.
ACH &, eCheck
U.S. bank-account transfers at the lowest per-transaction cost for large B2B tickets. Tokenized once, re-used in one click. Typically the default method above a configurable dollar threshold.
Digital Wallets
Apple Pay, Google Pay, Click to Pay render in the Payment Hub checkout. Wallet transactions flow through GPN to your acquirer like any tokenized card.
Global coverage
100+ countries on GPN's international network, with legacy EVO Payments capabilities in parts of Europe and LATAM. Relevant for verticals with cross-border AR like international manufacturing and subscription.
For large B2B accounts, we commonly set ACH as the default payment method above a configurable dollar threshold, protecting your card-processing economics on seven-figure invoices while still giving customers a one-click experience.
Interchange savings and compliant surcharging
Two of the biggest unit-economics levers in B2B payments, Level 2/3 enhanced data and credit-card surcharging, ship in Payment Hub out of the box on top of Global Payments.
Level 2 and Level 3 processing, a TSYS-deep strength
Level 2 and Level 3 refer to enhanced transaction data (sales tax, customer code, invoice line items, purchase order number, freight, duty, product codes) that the card networks require to qualify large B2B transactions for the lowest interchange tiers. Without this data, B2B card transactions default to the most expensive commercial-card interchange.
The 2019 TSYS acquisition gave Global Payments some of the deepest commercial-card processing capability in the industry. GPN supports Level 2 and Level 3 enhanced data on qualified Visa and Mastercard commercial cards, plus CEDP (Customer-Defined Enhanced Data Program) for U.S. federal and state government purchasing. Clarity Payment Hub pulls the line-item, tax, and customer-code data from your ERP automatically and passes it to Global Payments on every eligible transaction. There is nothing for your AR team to key in and nothing for the customer to fill out.
Compliant credit card surcharging
Payment Hub supports compliant credit card surcharging out of the box on Global Payments card transactions. The platform handles state-by-state rule enforcement, displays the legally required pre-authorization disclosure, caps the surcharge percentage at the allowed maximum (typically 3% per card network rules), and tracks the surcharge as a separate line in your ERP. Debit cards, prepaid cards, and non-surcharge-eligible cards are excluded automatically.
Cash-discount programs, where the invoice price already includes processing and non-card methods get a discount, are also supported.
The Global Payments brand portfolio
Global Payments is unusual in that it already owns vertical-specific payment products. The honest challenge for merchants who run more than one of them is that they ship as separate systems. Payment Hub unifies them. Here's the portfolio you're likely already using pieces of.
Medical practice management + billing. One of the most widely deployed PM platforms in U.S. independent and small-group healthcare.
Education and government solutions, school lunch accounts, camp registration, parks &. Rec, activity fees, utility billing.
SMB restaurant and retail POS, acquired 2016. Strong U.S. independent-business footprint.
Restaurant POS and kitchen display platform, with strong quick-service and casual-dining adoption.
Card issuer processing for banks and program managers, 2019 acquisition that also deepened GPN's commercial-card merchant capabilities.
European and LATAM B2B payments, acquired 2023. Adds international acquiring and B2B payment flows to GPN's footprint.
One portal over many brands
Customers paying a medical invoice via AdvancedMD, a school fee via Active Network, or a B2B invoice via the core GPN gateway all see the same branded Payment Hub checkout experience, no switching between AdvancedMD's portal, Active's portal, and your gateway's portal.
One ERP posting path
Transactions from every GPN brand post into your ERP through Clarity Connect on the same integration pattern. AdvancedMD cash receipts, Active Network registration payments, Heartland POS transactions, core GPN invoice payments, one reconciliation workflow, one cash application path.
TSYS commercial-card backbone
Regardless of which GPN brand originated the transaction, commercial-card transactions route through TSYS processing rails with Level 2/3 enrichment from your ERP, so the interchange economics stay at their best across the entire brand portfolio.
Brand products stay intact
Payment Hub does not replace AdvancedMD's practice management or Active Network's registration flows, it sits above them as the customer-facing payment and ERP posting layer. Your existing configurations, reports, and GPN-brand capabilities all continue to work.
Security, PCI scope, and enterprise compliance
Global Payments is PCI DSS Level 1 certified, the highest tier, and is one of the most scrutinized payment processors in the market given its enterprise footprint. Clarity Payment Hub is built to push your deployment to the lightest compliance scope available.
- Tokenization at Global Payments. Every card and ACH account is tokenized directly at Global Payments' PCI-certified vault. Raw card numbers never touch Payment Hub's infrastructure and never touch your servers.
- Hosted fields + tokenization API. Card data is captured inside GPN-hosted iframes and tokenized in the browser, so PAN never transits your servers. Qualifies for SAQ A, the lightest PCI self-assessment available.
- 3D Secure 2 step-up. Global Payments supports 3DS2 for liability shift on card-not-present transactions. Payment Hub triggers step-up only when GPN's risk engine flags medium risk, keeping low-risk buyers friction-free.
- SOC 2 Type II. Clarity Ventures operates to SOC 2 Type II standards. Security, availability, confidentiality, and data-handling controls are independently audited on an ongoing basis.
- Fraud controls at the portal. GPN-level fraud tools combine with portal-level controls (invoice-bound authentication, customer-matched billing addresses, single-use signed Quick Pay links) for a defense profile tuned to B2B invoice fraud, not consumer card fraud.
- Outbound-only agent for on-premise ERPs. No inbound firewall ports. No VPN tunnel. No public ERP exposure.
Global Payments + Payment Hub FAQ
The questions B2B AR, IT, and finance teams ask before rolling out Global Payments through Clarity Payment Hub.
Which industries does Global Payments + Clarity Payment Hub serve?
Eight verticals out of the box: B2B distribution and wholesale, manufacturing, healthcare and life sciences, nonprofit and fundraising, education, government and public sector, professional services and agencies, and subscription / SaaS / membership.
Global Payments already owns vertical-specific brands (AdvancedMD for healthcare, Active Network for education and government, Heartland and Xenial for restaurants and SMB, EVO Payments for B2B). Clarity Payment Hub unifies them plus the core GPN gateway under one branded portal with real-time ERP posting, Level 2/3 data enrichment, ACH, tokenized recurring, and industry-specific flows. The same 48-hour rollout and 25+ ERP connector library covers every vertical.
How does Payment Hub unify AdvancedMD, Active Network, Heartland, and the core Global Payments gateway?
Global Payments owns some of the strongest vertical-specific payment products on the market, AdvancedMD for medical practice management, Active Network for school and government registration, Heartland and Xenial for SMB restaurant/retail, but they ship as separate systems with their own portals, reports, and integrations.
Clarity Payment Hub sits above all of them as a unified branded checkout and ERP posting layer: a customer paying a medical bill (AdvancedMD), a school fee (Active Network), or a B2B invoice (core GPN gateway) sees one branded experience, and your AR team sees one ERP with a single reconciliation path. This is the specific value proposition Clarity delivers on Global Payments that no other gateway needs, because no other gateway has as many vertical-specific products to unify.
Is Global Payments the same company as TSYS and EVO Payments?
Yes. Global Payments Inc. (NYSE: GPN) acquired TSYS (Total System Services) in 2019 and EVO Payments in 2023. TSYS brought Global Payments' issuer-side business and deepened its commercial-card processing capability. EVO Payments brought European and LATAM market coverage and significant B2B payment flows.
The merged entity is one of the top 3–5 global payment processors by volume. When you're on Global Payments, TSYS, Heartland, AdvancedMD, Active Network, Xenial, or former EVO Payments, you're already on the same company. Clarity Payment Hub works as the unifying layer across all of those brand endpoints.
Does Global Payments support ACH and eCheck transactions?
Yes. Global Payments supports U.S. ACH processing alongside card processing, including eCheck with account verification. Clarity Payment Hub exposes ACH as a first-class payment method in the branded portal and the tokenized wallet, which is typically the lowest-cost method for high-dollar B2B invoices.
Bank details are tokenized in the Global Payments vault so customers re-use them in one click without re-entering routing and account numbers. Many customers set ACH as the default on invoices over a defined dollar threshold to protect card-processing economics on large tickets.
Can Global Payments pass Level 2 and Level 3 data for interchange savings?
Yes, this is a Global Payments strength. The TSYS acquisition brought deep commercial-card processing expertise, and Global Payments supports Level 2 and Level 3 enhanced data on qualified Visa and Mastercard commercial cards across its processing rails.
Clarity Payment Hub pulls the line-item, tax, and customer-code data from your ERP automatically and passes it to Global Payments on every eligible transaction. B2B merchants commonly save 0.5–1.0% (up to 30% off transaction fees) of each eligible card transaction when Level 2/3 data is passed correctly. On a $50,000 invoice that is $250–$500 of margin preserved, on every transaction.
How does Clarity Payment Hub handle Global Payments settlements?
Global Payments authorizes and settles transactions through your acquirer on its usual schedule, including through TSYS commercial-card rails. What Clarity Payment Hub changes is the ERP side: the applied cash receipt is written back to your ERP in real time the moment a customer pays, regardless of which GPN brand processed the transaction (AdvancedMD, Active Network, Heartland, or the core gateway).
There is no overnight batch, no CSV import, and no manual cash application. Invoice status, account balance, and aging reports update immediately in your ERP, which is how the DSO drop and the AR-time savings become real. For customers running multiple GPN brands, the reconciliation becomes one workflow instead of many.
What is the integration cost and timeline for Global Payments through Payment Hub?
Clarity Payment Hub is packaged software, not a custom build. A typical Global Payments + ERP go-live takes 48 hours once Clarity receives ERP sandbox credentials and GPN API credentials. No new servers, no middleware, no custom code on your ERP.
You keep your Global Payments merchant account, your acquiring bank relationship, and your negotiated rates, Clarity does not insert a transaction markup or skim basis points. Implementation is a flat subscription with the ERP integration included. For customers running multiple GPN brands, the unification is part of the base implementation, not an added fee.
Is Global Payments PCI compliant and how does it affect our own PCI scope?
Global Payments is PCI DSS Level 1 certified, the highest tier. Clarity Payment Hub uses Global Payments' hosted fields and tokenization API to tokenize card data directly in the customer's browser, meaning raw PAN never reaches your servers, Payment Hub's servers, or the network in between.
Most deployments qualify for SAQ A, the lightest PCI self-assessment available. That means a dramatically shorter annual compliance review, no cardholder-data environment to audit, and significantly lower risk of breach exposure.
Does Global Payments support surcharging and recurring billing?
Yes to both. Payment Hub supports compliant credit card surcharging on GPN card transactions, state-by-state rules, network caps, and the legally required pre-authorization disclosure are all enforced automatically. Debit, prepaid, and non-eligible cards are excluded from surcharging.
Global Payments supports tokenized recurring billing, scheduled payments, and installment plans, with retry logic and account-updater for expired and reissued cards. Saved-card and saved-ACH tokens live in GPN's PCI vault, not on your infrastructure. Payment Hub wires the industry-aware dunning and ERP posting on top.
How does Global Payments + Payment Hub compare to Cybersource, Worldpay, or Fortis?
All four are top-tier enterprise processors with full Level 2/3 support and broad payment-method coverage. The honest differences: Global Payments is uniquely the processor that owns vertical-specific brand products (AdvancedMD, Active Network, Heartland, Xenial), so if your business already uses one or more of those, Global Payments is the lowest-switching-cost unification story. Cybersource is Visa-owned with deep enterprise fraud tooling. Worldpay/FIS has the largest total volume footprint. Fortis has strong B2B partner-channel integration.
Clarity Payment Hub works identically across all four, the industry-aware layer, ERP integration, and customer portal are consistent. Pick Global Payments when unifying existing GPN brand usage is the main job. Pick Cybersource for Visa-network fraud depth. Pick Worldpay for scale. Pick Fortis for B2B channel fit.
Can we move to Global Payments if we are currently on another gateway?
Yes, and Clarity Payment Hub is designed to make that transition painless. Because Payment Hub is gateway-agnostic, you can port your portal, your ERP integration, your customer accounts, and your buyer UX from your current gateway to Global Payments without rebuilding any of them. The only piece that changes is the gateway credential. Tokenized cards are re-vaulted into GPN during migration, and recurring subscriptions are recreated with the original billing schedule preserved.