Integration Hero
Connect™

Unify AuthorizeNet & First Data: Power Your Payments with Intelligent Integration

Break down silos between your payment gateways. Automate transactions, streamline reconciliation, and fortify fraud detection with our AI-powered iPaaS solution.

The Challenge

The Challenge: Fragmented Payment Operations Across Multiple Gateways

Managing payments across both AuthorizeNet and First Data introduces significant operational complexities. Disparate systems lead to data silos, manual reconciliation nightmares, and inconsistent security protocols, hindering efficiency and increasing financial risk.

  • Data Silos & Inconsistent Records: Transaction data, customer profiles, and settlement reports reside in separate systems, making a unified view impossible.
  • Manual Reconciliation & Errors: Reconciling daily settlements from two distinct gateways with your ERP is a labor-intensive, error-prone process that delays financial closes.
  • Fragmented Fraud Detection: Managing fraud prevention across different suites (AFDS vs. First Data's tools) requires duplicated effort and can lead to missed threats.
  • Operational Overheads: Manual processing of refunds, voids, and chargebacks across two systems consumes valuable time and resources.
  • PCI Compliance Complexity: Maintaining consistent security and tokenization strategies across multiple payment platforms adds layers of compliance burden.
  • Lack of Real-time Insights: Delayed data synchronization means finance and operations teams lack immediate visibility into payment statuses and financial health.
Integration Diagram
Solution Illustration
The Solution

The Solution: Seamless AuthorizeNet & First Data Integration with iPaaS

Our intelligent iPaaS platform provides a unified, automated solution for integrating AuthorizeNet and First Data. By orchestrating data flow, applying smart transformations, and leveraging AI, we bridge the gap between your payment gateways, delivering real-time insights and unparalleled operational efficiency.

  • Unified Transaction Processing: Route and manage all payment transactions through a single integration layer, regardless of the originating gateway.
  • Automated Reconciliation: Consolidate and reconcile settlement reports from both AuthorizeNet and First Data automatically with your ERP's General Ledger.
  • Enhanced Fraud Detection: Combine AuthorizeNet's AFDS with First Data's fraud capabilities, augmented by AI for a holistic and proactive fraud prevention strategy.
  • Centralized Customer Payment Profiles: Synchronize customer payment profiles (CIM/Vault) for consistent tokenization and recurring billing.
  • Streamlined Refund & Chargeback Management: Automate the initiation of refunds and the processing of chargeback notifications across both platforms.
Implementation Timeline

Go live with AuthorizeNet + First Data in as little as 2–4 weeks.

A proven, repeatable implementation approach that minimizes risk while getting your team to value quickly.

1

Access Enabled

Secure connections established to both AuthorizeNet and First Data, with credentials and environments confirmed.

2

Configuration & Mapping

Field mappings, business rules, and workflows configured using visual tools and pre-built templates.

3

Go Live

Launch production-ready integration with monitoring, alerting, and support in place—typically within 2–4 weeks.

Time to Value

2–4 weeks

Typical implementation window from access granted to production go-live for most AuthorizeNet + First Data deployments.

Project Phases

Discovery
Configure & Map
Validate
Launch

Engagement Model

Guided by Clarity experts with your team involved at key milestones.

Comprehensive Solution Details

  • Unified Transaction Processing: Route and manage all payment transactions through a single integration layer, regardless of the originating gateway.
  • Automated Reconciliation: Consolidate and reconcile settlement reports from both AuthorizeNet and First Data automatically with your ERP's General Ledger.
  • Enhanced Fraud Detection: Combine AuthorizeNet's AFDS with First Data's fraud capabilities, augmented by AI for a holistic and proactive fraud prevention strategy.
  • Centralized Customer Payment Profiles: Synchronize customer payment profiles (CIM/Vault) for consistent tokenization and recurring billing.
  • Streamlined Refund & Chargeback Management: Automate the initiation of refunds and the processing of chargeback notifications across both platforms.
  • Real-time Financial Visibility: Gain immediate insights into payment statuses, settlement activities, and financial performance.

AuthorizeNet First Data Integration: Architecture & Data Flow

Our iPaaS acts as the intelligent hub, orchestrating the secure, real-time flow of payment data between AuthorizeNet and First Data, and your broader enterprise systems. We leverage API-first connectivity, event-driven triggers, and robust data mapping to ensure seamless, compliant, and efficient payment operations.

Data Flow Steps

System Connection: Securely connect to AuthorizeNet and First Data using API keys, transaction keys, and OAuth 2.0 (where applicable).

Event Listener: Configure webhooks for both gateways to capture real-time events (transactions, refunds, chargebacks).

Data Ingestion: Ingest raw payment data from gateway events or scheduled API calls (e.g., settlement reports).

Normalization & Transformation: Transform disparate data structures into a canonical format, applying business rules and enriching data.

Orchestration Logic: Implement conditional logic for transaction routing, fraud assessment, and workflow branching.

Downstream System Updates: Push transformed data to ERP, CRM, eCommerce, or other systems (e.g., update `Order` status, post `Invoice` payment).

Error Handling & Monitoring: Centralized logging, automated retries, and proactive alerts for any integration failures.

Reconciliation & Reporting: Aggregate and reconcile settlement data, generate reports, and post to General Ledger.

Data Touchpoints

AuthorizeNet: Transaction, CustomerProfile, PaymentProfile, Subscription, SettlementBatch, FraudEvent, Order, Invoice, CustomerAddress, Product (indirect)
First Data: Transaction, Payment Method, Customer, Order, Settlement Report, Refund, Chargeback, Merchant Account, Product (indirect), Invoice (ERP)
Common Entities for iPaaS Mapping: Unified Transaction, Customer Payment Token, Daily Settlement, Refund Request, Chargeback Notification.

"A central iPaaS orchestrates bi-directional data flow between eCommerce/CRM/ERP and both AuthorizeNet and First Data. Customer and order data flows to the iPaaS, which intelligently routes payment requests to either gateway. Transaction responses, fraud events, and settlement data flow back through the iPaaS, where they are transformed and synchronized with ERP for reconciliation, CRM for customer updates, and eCommerce for order status."

Pricing

Simple, transparent pricing for AuthorizeNet + First Data.

Start with a single integration pair and scale as your business grows—without surprise fees or transaction penalties.

Connect™ Plan

Clarity Connect

$595 /mo

Billed annually • Includes one production integration pair

  • Unlimited transactions and API calls within fair-use limits.
  • Visual workflow designer and reusable mapping templates.
  • Monitoring, alerting, and access to Clarity’s support team.
View full pricing & options
Innovative & Robust

How Middleware Integration Works

Benefits of Integrating AuthorizeNet

Integrating AuthorizeNet fosters greater efficiency and data accuracy. Automate your critical business processes to deliver consistently outstanding results.

Hover over the steps on the right to see detailed integration points.
Data Mapping

Key Entities & Intelligent Mapping for AuthorizeNet First Data Integration

Our iPaaS provides a visual canvas to map and transform critical payment entities between AuthorizeNet, First Data, and your enterprise systems. AI-assisted mapping ensures accuracy and reduces complexity, while robust validation rules maintain data integrity.

Transaction

The core financial event representing a payment, authorization, capture, refund, or void.

AuthorizeNet Fields

transactionId (key) amount transactionStatus responseCode authCode submitTimeUTC invoiceNumber customerIp refTransId (for refunds/voids)

First Data Fields

transactionId (key) orderId amount currency transactionType status timestamp paymentMethodToken merchantId processorResponse originalTransactionId (for refunds)

Mapping Notes

Map `transactionId` as the primary key. Harmonize `transactionStatus` (AuthorizeNet) and `status` (First Data) to a canonical internal payment status (e.g., Approved, Declined, Settled, Refunded, Voided). Ensure `orderId` or `invoiceNumber` is consistently passed for cross-referencing with ERP.

Next Steps

See AuthorizeNet + First Data integration in action.

Explore a guided demo, start a sandbox integration, or speak directly with our solution architects about your specific use cases.

Real-World Applications

Integration Use Cases

Explore how the integration behaves in real business scenarios, with clearly defined steps, outcomes, and execution patterns.

eCommerce Order to Unified Payment & ERP Sync

Orchestrate real-time payment processing for eCommerce orders, intelligently routing transactions via AuthorizeNet or First Data, and instantly syncing confirmed payments to your ERP for fulfillment and accounting. This ensures immediate inventory updates and accurate financial records, regardless of which gateway processed the payment.

Integration Steps:

  1. 0 Customer places order on eCommerce platform (e.g., Shopify, Magento).
  2. 1 iPaaS captures new order event, extracts payment details, and applies gateway routing logic (e.g., use First Data for international, AuthorizeNet for recurring).
  3. 2 iPaaS initiates payment authorization/capture via the selected gateway's `createTransaction` (AuthorizeNet) or `/v1/payments/authorization` + `/v1/payments/capture` (First Data) endpoints.
  4. 3 Upon successful payment, the iPaaS updates the eCommerce order status.
  5. 4 Transaction details (including `transactionId`, `amount`, `status`) are mapped and synced to the ERP as a payment record, linked to the `Order` or `Invoice` entity.
  6. 5 ERP updates inventory levels and initiates fulfillment workflow.

Business Outcome

Accelerated order-to-cash cycle, real-time inventory accuracy, seamless customer experience, reduced manual data entry for sales orders and payments.

Frequency

Real-time (event-driven)

Business Value

Key Integration Benefits

Discover the strategic advantages and business value of seamless integration between your systems.

Accelerated Financial Close
Automate daily settlement reconciliation for both AuthorizeNet and First Data, dramatically reducing manual effort and speeding up your monthly financial close cycle by up to 70%.
Enhanced Fraud Protection
Combine native fraud detection with AI-powered anomaly detection across both gateways, reducing fraud losses and chargebacks by 20-30%.
Streamlined Operations
Automate transaction processing, refunds, and chargeback management, freeing up finance and customer service teams to focus on strategic tasks, boosting productivity by 40%.
Improved PCI Compliance
Leverage tokenization (CIM, First Data vault) consistently across both gateways, significantly reducing your PCI DSS compliance scope and minimizing data risk.
Real-time Financial Visibility
Gain a consolidated, up-to-the-minute view of all payment transactions and settlements from AuthorizeNet and First Data for accurate decision-making.
Reduced Operational Costs
Eliminate manual data entry, reconciliation errors, and reduce the need for specialized IT resources, leading to significant cost savings.

Accelerated Financial Close

70% Faster Close

📋 What You Get

Automate daily settlement reconciliation for both AuthorizeNet and First Data, dramatically reducing manual effort and speeding up your monthly financial close cycle by up to 70%.

💼 Business Impact

This benefit directly contributes to 70% improvement in Faster Close, enabling your team to focus on high-value strategic initiatives.

Technical Documentation

API Endpoints & Data Logic

Technical details for developers and architects.

Method Endpoint Purpose
createTransaction (POST) Process new payment transactions (authorization, capture, sale, void, refund) and sync to ERP.
createCustomerProfile (POST) Securely store customer billing and shipping profiles in CIM for tokenization and recurring billing.
createSubscription (POST) Establish recurring billing subscriptions using ARB, linking to CIM customer profiles.
getTransactionListForBatch (POST) Retrieve transactions for a specific settlement batch, critical for daily financial reconciliation.
getUnsettledTransactionList (POST) Fetch authorized but not yet settled transactions, useful for real-time order status or pre-settlement adjustments.

Transformation Logic

  • Status Harmonization: Map various gateway `transactionStatus` codes to a consistent internal `PaymentStatus` (e.g., 'Approved', 'Settled', 'Declined').
  • Currency Conversion: Automatically convert payment amounts if processing in multiple currencies, ensuring consistency in ERP.
  • Customer ID Unification: Map `merchantCustomerId` (AuthorizeNet) and `customerVaultId` (First Data) to a single `CRM_CustomerID`.
  • Address Standardization: Normalize billing and shipping address formats between gateways and CRM/ERP.
  • Fee Allocation: Parse and allocate gateway fees to specific GL accounts during settlement reconciliation.

🛡️ Error Handling

  • Transient API Failures: Network timeouts, temporary service unavailability. Handled by automated retries with exponential backoff.
  • Business Logic Errors: Invalid card details, insufficient funds, expired cards. Trigger automated customer notifications and dunning workflows.
  • Data Mapping Errors: Incorrect field transformations, missing mandatory data. Flagged by AI validation, routed for manual correction.
  • Duplicate Transactions: Prevented by idempotent API calls and unique transaction IDs.
  • Webhook Delivery Failures: Handled by webhook retry mechanisms and dead-letter queues to ensure event processing.
Support & Information

Frequently Asked Questions

Common questions about integration implementation, security, and best practices.

General Integration FAQs

Why integrate both AuthorizeNet and First Data?
Integrating AuthorizeNet and First Data allows businesses to leverage the unique strengths and regional coverage of each gateway, centralize payment processing, streamline financial reconciliation, and enhance fraud detection across all transactions. It's ideal for businesses with diverse payment needs or multiple merchant accounts.

Financial Operations FAQs

How does this integration improve financial reconciliation?
Our iPaaS automates the daily retrieval and consolidation of settlement reports from both AuthorizeNet and First Data. It then intelligently matches these transactions against your ERP records, identifies discrepancies, and automatically posts journal entries, dramatically reducing manual effort and accelerating your financial close.
How do I manage refunds and chargebacks centrally?
The iPaaS provides a centralized hub for managing refunds and chargebacks. Refunds can be initiated from your CRM/ERP, and the iPaaS will route the request to the correct original gateway. For chargebacks, the iPaaS captures notifications from both gateways, creates corresponding cases in your dispute management system, and updates relevant records, streamlining the entire process.

Security & Fraud FAQs

Can AI truly help with fraud detection across two gateways?
Absolutely. By integrating both AuthorizeNet's AFDS and First Data's fraud capabilities with an external AI service via iPaaS, we create a holistic fraud detection system. AI can analyze combined transaction patterns, identify subtle anomalies, and provide predictive scores that augment native gateway tools, leading to more accurate and proactive fraud prevention.

Security & Compliance FAQs

How does the iPaaS handle PCI DSS compliance with two payment gateways?
The iPaaS is designed for PCI DSS compliance by leveraging tokenization services from both AuthorizeNet (CIM) and First Data (customer vault). Sensitive cardholder data is never stored on your systems; instead, secure tokens are used for all transactions and recurring billing, significantly reducing your compliance scope.

Technical FAQs

Is this integration real-time for transactions?
Yes, for critical payment workflows like order processing, the integration is real-time. We utilize webhooks from both AuthorizeNet and First Data to receive immediate notifications for transaction approvals, declines, and fraud events. This ensures instant updates in your eCommerce, CRM, and ERP systems.
What happens if one of the payment gateways goes down?
Our iPaaS architecture incorporates fault-tolerance mechanisms like circuit breakers and intelligent retry logic. While an outage in a gateway would temporarily impact transactions routed through it, the iPaaS can be configured to dynamically route payments through the operational gateway or queue transactions for processing once service is restored, minimizing disruption.

Customization FAQs

Can I customize the payment routing logic?
Yes, absolutely. Our low-code iPaaS platform provides a visual rules engine where you can define and customize payment routing logic based on various criteria, such as transaction amount, currency, customer location, product type, or even specific merchant account preferences, without writing any code.
Pricing

Simple, transparent pricing for AuthorizeNet + First Data.

Start with a single integration pair and scale as your business grows—without surprise fees or transaction penalties.

Connect™ Plan

Clarity Connect

$599 /mo

Billed annually • Includes one production integration pair

  • Unlimited transactions and API calls within fair-use limits.
  • Visual workflow designer and reusable mapping templates.
  • Monitoring, alerting, and access to Clarity’s support team.
View full pricing & options
Next Steps

See AuthorizeNet + First Data integration in action.

Explore a guided demo, start a sandbox integration, or speak directly with our solution architects about your specific use cases.