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Unify & Optimize Payments: Chase Orbital Paymentech & First Data Integration

Orchestrate transactions, streamline reconciliation, and enhance fraud prevention across both your payment processors with a powerful iPaaS solution.

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The Challenge

The Dual Payment Processor Dilemma: Complexity & Inefficiency

Managing multiple payment gateways like Chase Orbital Paymentech and First Data independently introduces significant operational overhead and strategic limitations. Without a unified integration strategy, businesses face a fragmented payment ecosystem.

  • Fragmented Payment Data: Difficulty consolidating transaction and settlement data from two distinct sources for accurate financial reporting.
  • Manual Reconciliation Headaches: Time-consuming and error-prone manual processes to reconcile daily settlements and identify discrepancies across both processors.
  • Lack of Operational Agility: Inability to dynamically route transactions for optimal cost, performance, or failover, limiting strategic flexibility.
  • Inconsistent Fraud Detection: Siloed transaction data hinders comprehensive, real-time fraud analysis across all payment channels.
  • Complex Refund & Chargeback Management: Disparate workflows for managing refunds and chargebacks depending on which processor handled the original transaction.
  • Increased PCI DSS Scope & Risk: Maintaining compliance independently for each system, potentially increasing audit complexity and security vulnerabilities.
Integration Diagram
Solution Illustration
The Solution

Unified Payment Orchestration with iPaaS: Bridging Chase Orbital & First Data

Our iPaaS-driven solution provides the central intelligence layer to seamlessly connect and orchestrate Chase Orbital Paymentech and First Data. It transforms disparate payment processes into a cohesive, automated ecosystem, empowering your business with unparalleled flexibility, efficiency, and control over your entire payment lifecycle.

  • Bi-directional data synchronization for Transactions, Customers, Orders, and Settlements.
  • Low-code/no-code visual workflow builder for payment logic.
  • Real-time event-driven architecture for instant payment status updates.
  • AI-powered data mapping and anomaly detection.
  • Centralized error handling, retry mechanisms, and alerting for both processors.
Implementation Timeline

Go live with Chase Orbital Paymentech + First Data in as little as 2–4 weeks.

A proven, repeatable implementation approach that minimizes risk while getting your team to value quickly.

1

Access Enabled

Secure connections established to both Chase Orbital Paymentech and First Data, with credentials and environments confirmed.

2

Configuration & Mapping

Field mappings, business rules, and workflows configured using visual tools and pre-built templates.

3

Go Live

Launch production-ready integration with monitoring, alerting, and support in place—typically within 2–4 weeks.

Time to Value

2–4 weeks

Typical implementation window from access granted to production go-live for most Chase Orbital Paymentech + First Data deployments.

Project Phases

Discovery
Configure & Map
Validate
Launch

Engagement Model

Guided by Clarity experts with your team involved at key milestones.

Comprehensive Solution Details

  • Bi-directional data synchronization for Transactions, Customers, Orders, and Settlements.
  • Low-code/no-code visual workflow builder for payment logic.
  • Real-time event-driven architecture for instant payment status updates.
  • AI-powered data mapping and anomaly detection.
  • Centralized error handling, retry mechanisms, and alerting for both processors.
  • Secure credential management and PCI DSS compliant data handling.
  • Comprehensive monitoring dashboards for end-to-end payment visibility.

Technical Integration: Bridging Chase Orbital & First Data via iPaaS

Our integration solution provides an enterprise-grade framework to connect Chase Orbital Paymentech and First Data. It leverages a modern iPaaS to abstract the complexities of each payment gateway's API, offering a unified interface for payment orchestration, data transformation, and workflow automation.

Data Flow Steps

Connectors & Authentication: Establish secure, API-based connections to both Chase Orbital Paymentech and First Data using pre-built, robust connectors. Authenticate using OAuth 2.0 or secure API keys, managed centrally by the iPaaS's secret management.

Canonical Data Model: Define a universal 'Payment Transaction' data model within the iPaaS that harmonizes entities like Transaction, Customer, Order, Refund, and Settlement from both Chase Orbital and First Data. This standardized model facilitates seamless data exchange with ERPs/CRMs.

Workflow Design (Low-Code): Visually design integration flows using the iPaaS's drag-and-drop builder. This includes logic for intelligent transaction routing, real-time payment processing, automated reconciliation, and chargeback handling.

Data Transformation & Mapping: Utilize AI-assisted mapping tools to transform data payloads between the canonical model and each processor's specific API schema. Apply business rules for data enrichment and validation.

Event-Driven Orchestration: Configure webhooks from both Chase Orbital and First Data to trigger real-time workflows within the iPaaS upon events like 'transaction authorized', 'refund processed', or 'chargeback received'.

Error Handling & Monitoring: Implement a multi-tiered error handling strategy with automated retries, dead-letter queues, and real-time alerts. Monitor transaction volumes and API performance for both processors from a centralized dashboard.

Deployment & Governance: Deploy integration flows through secure Dev -> QA -> Prod pipelines, ensuring version control, rigorous testing, and compliance with PCI DSS and other financial regulations.

Data Touchpoints

Source Systems (e.g., eCommerce, ERP, CRM): Order details, Customer data, Payment requests, Refund requests.
Chase Orbital Paymentech: Transaction authorizations, captures, sales, refunds, voids, payment method tokens, settlement reports, chargeback notifications.
First Data: Transaction tokenization, authorizations, captures, refunds, voids, payment method tokens, daily settlement reports, chargeback notifications.
Destination Systems (e.g., ERP, CRM, Analytics): Payment status updates, Invoice application, GL postings, Customer profile updates, Fraud alerts.

"A central iPaaS platform acts as the hub. On one side, it connects to various source systems (eCommerce, CRM, ERP) initiating payment requests. On the other side, it maintains bi-directional, event-driven connections to Chase Orbital Paymentech and First Data. The iPaaS intelligently routes transactions to the appropriate processor, receives status updates, and then synchronizes the normalized payment data back to the source systems for fulfillment, accounting, and analytics. Settlement reports from both processors flow into the iPaaS for consolidated reconciliation with the ERP."

Pricing

Simple, transparent pricing for Chase Orbital Paymentech + First Data.

Start with a single integration pair and scale as your business grows—without surprise fees or transaction penalties.

Connect™ Plan

Clarity Connect

$595 /mo

Billed annually • Includes one production integration pair

  • Unlimited transactions and API calls within fair-use limits.
  • Visual workflow designer and reusable mapping templates.
  • Monitoring, alerting, and access to Clarity’s support team.
View full pricing & options
Innovative & Robust

How Middleware Integration Works

Benefits of Integrating Chase Orbital Paymentech

Integrating Chase Orbital Paymentech fosters greater efficiency and data accuracy. Automate your critical business processes to deliver consistently outstanding results.

Hover over the steps on the right to see detailed integration points.
Data Mapping

Key Entities & Harmonized Data Mappings

To achieve seamless integration, the iPaaS establishes a canonical data model, harmonizing key financial entities from both Chase Orbital Paymentech and First Data. This unified structure ensures consistent data flow to your ERP, CRM, and other business systems.

Transaction

The core financial event, encompassing authorizations, captures, sales, refunds, and voids, processed by either payment gateway.

Chase Orbital Paymentech Fields

transactionId (Orbital) orderId amount currency status paymentMethodType cardType last4Digits customerId processorResponse

First Data Fields

transactionId orderId amount currency transactionType status timestamp paymentMethodToken merchantId processorResponse

Mapping Notes

Map `transactionId` from both systems to a unified `transactionReferenceId` in the canonical model. Harmonize `status` codes and `transactionType` to a common set. Ensure `orderId` is consistently passed for cross-referencing.

Next Steps

See Chase Orbital Paymentech + First Data integration in action.

Explore a guided demo, start a sandbox integration, or speak directly with our solution architects about your specific use cases.

Start Free Trial Request Live Demo
Real-World Applications

Integration Use Cases

Explore how the integration behaves in real business scenarios, with clearly defined steps, outcomes, and execution patterns.

Intelligent Multi-Gateway Transaction Routing

A global eCommerce retailer uses the iPaaS to intelligently route customer transactions. Payments from North America are routed to Chase Orbital, while European transactions are directed to First Data to optimize local processing fees and compliance. During peak sales, if one gateway experiences a delay, the iPaaS automatically reroutes overflow traffic to the other, ensuring no lost sales.

Integration Steps:

  1. 0 Customer checks out on eCommerce site.
  2. 1 iPaaS receives payment request and analyzes customer's billing address/currency.
  3. 2 Based on rules, iPaaS selects optimal processor (Chase Orbital or First Data).
  4. 3 If selected processor is unavailable or slow, iPaaS automatically reroutes to the alternative.
  5. 4 Payment is processed, and status is updated in ERP/OMS.

Business Outcome

Maximized transaction success rates, reduced processing costs, enhanced customer experience, and increased system resilience.

Frequency

Real-time (per transaction)

Business Value

Key Integration Benefits

Discover the strategic advantages and business value of seamless integration between your systems.

Unified Payment Orchestration
Gain a single control plane for all payment operations from Chase Orbital and First Data, enabling intelligent routing and centralized management.
Accelerated Financial Reconciliation
Automate the aggregation and reconciliation of settlement reports from both processors, drastically cutting manual effort and speeding up financial close.
Enhanced Operational Flexibility
Dynamically route transactions, implement failover strategies, and adapt to changing payment landscapes with agile, low-code workflows.
Robust Fraud Prevention
Leverage AI to monitor and detect fraud patterns across combined transaction data from both Chase Orbital and First Data.
Streamlined Chargeback Management
Automate chargeback notifications, case creation, and dispute workflows for a proactive and efficient response, minimizing financial impact.
PCI DSS Compliance & Security
Maintain a secure, PCI-compliant environment for tokenized payment data across both processors, reducing your overall compliance burden.
Real-time Visibility & Analytics
Access consolidated dashboards and AI-driven insights to monitor payment performance and make data-backed strategic decisions.
✨

Unified Payment Orchestration

30% Reduction in payment processing complexity

📋 What You Get

Gain a single control plane for all payment operations from Chase Orbital and First Data, enabling intelligent routing and centralized management.

💼 Business Impact

This benefit directly contributes to 30% improvement in Reduction in payment processing complexity, enabling your team to focus on high-value strategic initiatives.

Technical Documentation

API Endpoints & Data Logic

Technical details for developers and architects.

Method Endpoint Purpose
POST /authorize Pre-authorize a payment, holding funds. Used for multi-stage payments or subscription setup.
POST /capture Finalize an authorized transaction. Typically triggered by order fulfillment.
POST /sale Combine authorization and capture. Common for immediate eCommerce payments.
POST /refund Process full or partial refunds for captured transactions.
GET /status Retrieve the current status of a specific transaction.

⚡ Transformation Logic

  • Schema Normalization: Map disparate field names (e.g., 'transactionId' vs. 'transactionReference') and data types to a unified canonical model.
  • Status Code Harmonization: Convert processor-specific status codes (e.g., 'Approved', 'Success', 'Declined') into a standardized set for consistent reporting.
  • Currency Conversion: If applicable, apply real-time currency conversion rates for multi-currency transactions.
  • Data Enrichment: Augment transaction data with customer demographics, product details, or fraud scores from other systems.
  • Fee Calculation: Parse and standardize fee structures from settlement reports for accurate GL posting.
  • Address Standardization: Cleanse and standardize billing/shipping addresses for AVS checks and customer data consistency.

🛡️ Error Handling

  • Processor Downtime: iPaaS automatically reroutes transactions to the operational processor or queues them for later processing.
  • API Rate Limit Exceeded: iPaaS intelligently throttles requests and retries with exponential backoff.
  • Invalid Payment Details: Transaction is rejected by processor; iPaaS updates order status and notifies customer service.
  • Data Mismatch: During reconciliation, iPaaS flags discrepancies between settlement reports and ERP entries for manual review.
  • Webhook Failure: iPaaS robustly retries webhook notifications and logs failures for investigation, ensuring no events are missed.
Support & Information

Frequently Asked Questions

Common questions about integration implementation, security, and best practices.

General Integration FAQs

▸ Why integrate Chase Orbital Paymentech and First Data?
Integrating both processors allows for unified payment orchestration, intelligent transaction routing (e.g., for failover or cost optimization), consolidated financial reconciliation, and enhanced fraud detection across all payment channels. It provides flexibility and resilience to your payment infrastructure.

iPaaS Capabilities FAQs

▸ How does an iPaaS facilitate this dual payment integration?
An iPaaS acts as a central hub, providing pre-built connectors, low-code workflow design, and AI-assisted mapping to unify data and processes from both Chase Orbital and First Data. It manages intelligent routing, error handling, security, and real-time data synchronization with your ERP, CRM, and eCommerce systems.

Advanced Features FAQs

▸ Can I use this integration for payment failover or load balancing?
Absolutely. The iPaaS allows you to configure intelligent routing rules to dynamically direct transactions to either Chase Orbital or First Data based on real-time performance, uptime, or custom business logic. This ensures continuous payment processing and optimal load distribution.

Security & Compliance FAQs

▸ How does the solution handle PCI DSS compliance with two processors?
The integration prioritizes PCI DSS compliance by leveraging native tokenization services from both Chase Orbital and First Data. The iPaaS ensures raw cardholder data is never stored or processed in your internal systems, minimizing your PCI scope. All data in transit and at rest is encrypted, and strict access controls are maintained.

AI Enhancements FAQs

▸ What role does AI play in enhancing this integration?
AI significantly augments the integration by providing intelligent fraud detection across combined transaction data, suggesting optimal data mappings, automating reconciliation discrepancy identification, and offering predictive insights into payment performance and potential failures.

Financial Operations FAQs

▸ How does this integration streamline financial reconciliation?
The iPaaS automates the retrieval of daily settlement reports from both Chase Orbital and First Data, normalizes the data, and reconciles it against your ERP's general ledger. Any discrepancies are automatically flagged and reported, drastically reducing manual effort and accelerating your financial close.

Migration & Flexibility FAQs

▸ Is it possible to migrate payment methods securely from one processor to another using this solution?
Yes, the iPaaS can orchestrate a secure, phased migration of payment methods. It uses tokenization to transfer or re-tokenize existing card data from one processor to the other's customer vault, ensuring PCI compliance and minimizing disruption during the transition.

Monitoring & Operations FAQs

▸ What kind of monitoring is available for the integrated payment workflows?
The iPaaS provides a centralized, real-time monitoring dashboard that displays transaction volumes, success rates, API latency for both Chase Orbital and First Data, and overall workflow health. Configurable alerts notify relevant teams of any anomalies or critical failures, ensuring proactive issue resolution.
Pricing

Simple, transparent pricing for Chase Orbital Paymentech + First Data.

Start with a single integration pair and scale as your business grows—without surprise fees or transaction penalties.

Connect™ Plan

Clarity Connect

$599 /mo

Billed annually • Includes one production integration pair

  • Unlimited transactions and API calls within fair-use limits.
  • Visual workflow designer and reusable mapping templates.
  • Monitoring, alerting, and access to Clarity’s support team.
View full pricing & options
Next Steps

See Chase Orbital Paymentech + First Data integration in action.

Explore a guided demo, start a sandbox integration, or speak directly with our solution architects about your specific use cases.

Start Free Trial Request Live Demo