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Unify Oracle EBS & Payoneer: Master Global Payments & Financial Reconciliation

Automate cross-border payouts, streamline accounting, and gain real-time financial clarity with our intelligent integration solution for Oracle EBS and Payoneer.

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The Challenge

The Challenge of Disconnected Global Payments & ERP

Managing international payments and reconciling them with your core ERP system like Oracle EBS often leads to significant operational hurdles, financial inaccuracies, and compliance risks. Without a seamless integration, businesses face a complex, costly, and error-prone landscape.

  • Manual processing of mass payouts to global freelancers and vendors is time-consuming and error-prone.
  • Delayed reconciliation of Payoneer transactions (payouts, fees, received payments) with Oracle EBS General Ledger.
  • Inconsistent supplier and recipient master data across EBS and Payoneer, leading to payment delays and compliance issues.
  • Lack of real-time visibility into global cash flow and payment statuses.
  • Increased risk of fraud and non-compliance in cross-border transactions.
  • High operational costs associated with manual data entry, validation, and exception handling.
Integration Diagram
Solution Illustration
The Solution

Seamless Oracle EBS Payoneer Integration: Your Financial Automation Hub

Our iPaaS-driven solution provides a comprehensive bridge between Oracle EBS and Payoneer, automating your global payment workflows and ensuring accurate, real-time financial reconciliation. By centralizing integration management, we empower your finance and operations teams to operate with unparalleled efficiency and compliance.

  • Bi-directional synchronization of key financial entities.
  • Automated mass payout initiation from EBS-approved invoices.
  • Real-time reconciliation of Payoneer transactions with EBS General Ledger.
  • Intelligent data mapping and transformation engine.
  • Event-driven architecture for instant updates.
Implementation Timeline

Go live with Oracle EBS + Payoneer in as little as 2–4 weeks.

A proven, repeatable implementation approach that minimizes risk while getting your team to value quickly.

1

Access Enabled

Secure connections established to both Oracle EBS and Payoneer, with credentials and environments confirmed.

2

Configuration & Mapping

Field mappings, business rules, and workflows configured using visual tools and pre-built templates.

3

Go Live

Launch production-ready integration with monitoring, alerting, and support in place—typically within 2–4 weeks.

Time to Value

2–4 weeks

Typical implementation window from access granted to production go-live for most Oracle EBS + Payoneer deployments.

Project Phases

Discovery
Configure & Map
Validate
Launch

Engagement Model

Guided by Clarity experts with your team involved at key milestones.

Comprehensive Solution Details

  • Bi-directional synchronization of key financial entities.
  • Automated mass payout initiation from EBS-approved invoices.
  • Real-time reconciliation of Payoneer transactions with EBS General Ledger.
  • Intelligent data mapping and transformation engine.
  • Event-driven architecture for instant updates.
  • Centralized monitoring, logging, and error handling.
  • Low-code/no-code workflow builder for business users.

Technical Integration: Connecting Oracle EBS & Payoneer

Our integration solution orchestrates a robust and secure data exchange between Oracle EBS and Payoneer, leveraging the best of modern API connectivity and proven ERP integration patterns. The iPaaS acts as the central intelligence layer, ensuring seamless data flow, transformation, and error management.

Data Flow Steps

**API Connectivity & Authentication:** Establish secure connections using OAuth 2.0 for Payoneer and a combination of OAuth 2.0/Basic Auth with granular RBAC for Oracle EBS REST APIs. For legacy EBS, secure service accounts for Open Interfaces/Concurrent Programs.

**Event-Driven Triggers:** Configure Payoneer webhooks for real-time payout status updates and transaction confirmations. Utilize Oracle EBS Business Events or Change Data Capture (CDC) for near real-time updates on key EBS entities (e.g., approved invoices, new suppliers).

**Data Extraction:** Extract relevant data from EBS (e.g., approved 'Invoice (AP)', 'Supplier' details) or Payoneer (e.g., 'Payout' status, 'Transaction' history) using optimized API calls or database queries.

**Transformation & Mapping:** Apply complex data transformation rules within the iPaaS's visual mapping engine to harmonize data structures, handle multi-currency conversions, and derive EBS-specific values like 'Account Combinations' from Payoneer data. AI assists in suggesting mappings.

**Validation & Enrichment:** Implement pre-posting/pre-payout validation rules to ensure data quality and compliance. Enrich data where necessary (e.g., adding GL segment values to Payoneer transactions).

**Payout Initiation / Journal Posting:** Initiate 'Payouts' in Payoneer via their `/payouts` API. Post 'General Ledger Journal' entries to Oracle EBS via the GL_INTERFACE or specific GL APIs.

**Status Updates & Reconciliation:** Receive real-time status updates from Payoneer via webhooks and update corresponding records in EBS ('Payment (AP)' status, 'Invoice' status). Automate reconciliation by matching Payoneer transactions to EBS GL entries.

**Error Handling & Monitoring:** Centralized logging, intelligent retries, dead-letter queues, and proactive alerts ensure robust error management and visibility into integration health.

Data Touchpoints

Oracle EBS: Accounts Payables (Invoices, Payments, Suppliers), General Ledger (Journals), Trading Community Architecture (Customers/Suppliers).
Payoneer: Payouts, Recipients, Transactions, Accounts, Statements, Fees.

"Oracle EBS (Invoice Approved) --> iPaaS (Extract Invoice, Map to Payout Request, Validate Recipient) --> Payoneer (Initiate Payout) --> Payoneer (Webhook: Payout Status) --> iPaaS (Update EBS Payment Status, Generate GL Journal) --> Oracle EBS (Post GL Journal) --> iPaaS (Monitor & Alert)"

Pricing

Simple, transparent pricing for Oracle EBS + Payoneer.

Start with a single integration pair and scale as your business grows—without surprise fees or transaction penalties.

Connect™ Plan

Clarity Connect

$595 /mo

Billed annually • Includes one production integration pair

  • Unlimited transactions and API calls within fair-use limits.
  • Visual workflow designer and reusable mapping templates.
  • Monitoring, alerting, and access to Clarity’s support team.
View full pricing & options
Innovative & Robust

How Middleware Integration Works

Benefits of Integrating Oracle EBS

Integrating Oracle EBS fosters greater efficiency and data accuracy. Automate your critical business processes to deliver consistently outstanding results.

Hover over the steps on the right to see detailed integration points.
Data Mapping

Key Entities & Intelligent Mapping for Oracle EBS and Payoneer

A successful integration hinges on precise mapping and transformation of critical business entities between Oracle EBS and Payoneer. Our iPaaS provides visual tools, AI assistance, and robust logic to ensure data integrity and consistency across your financial landscape.

Oracle EBS Invoice (AP) <> Payoneer Payout

Automate the payment of approved Accounts Payable invoices in EBS by initiating corresponding payouts in Payoneer.

Oracle EBS Fields

Header ID Invoice Number Supplier ID Amount Currency Code Invoice Date Payment Terms PO Number

Payoneer Fields

payoutId recipientId amount currency description client_reference_id status creationDate

Mapping Notes

The EBS 'Invoice ID' is mapped to Payoneer's `client_reference_id` for traceability. 'Supplier ID' is used to identify the Payoneer `recipientId`. Currency conversion and amount precision are critical.

Next Steps

See Oracle EBS + Payoneer integration in action.

Explore a guided demo, start a sandbox integration, or speak directly with our solution architects about your specific use cases.

Start Free Trial Request Live Demo
Real-World Applications

Integration Use Cases

Explore how the integration behaves in real business scenarios, with clearly defined steps, outcomes, and execution patterns.

Global Freelancer & Vendor Mass Payout Automation

Streamline your Accounts Payable process by automatically initiating mass payouts to international freelancers and vendors directly from approved invoices in Oracle EBS, powered by Payoneer.

Integration Steps:

  1. 0 Oracle EBS 'Invoice (AP)' is approved and marked for payment.
  2. 1 iPaaS monitors EBS for approved invoices via Business Events or scheduled query.
  3. 2 iPaaS extracts 'Invoice ID', 'Amount', 'Currency', and 'Supplier ID' from EBS.
  4. 3 iPaaS looks up the corresponding 'Recipient ID' in Payoneer based on 'Supplier ID'. If not found, a new 'Recipient' is created (potentially with KYC initiation).
  5. 4 iPaaS bundles multiple invoices into a single mass payout request to Payoneer, passing EBS 'Invoice ID' as `client_reference_id`.
  6. 5 Payoneer processes the mass payout and sends 'Payout Status Change' webhooks.
  7. 6 iPaaS receives webhooks and updates 'Payment (AP)' status in Oracle EBS, creating a 'General Ledger Journal' for the payment.

Business Outcome

Faster payment cycles, reduced manual errors, improved vendor relationships, real-time AP visibility.

Frequency

Daily, weekly, or on-demand based on payment runs.

Business Value

Key Integration Benefits

Discover the strategic advantages and business value of seamless integration between your systems.

Accelerated Global Payouts
Automate the entire payment cycle from EBS invoice approval to Payoneer payout, drastically reducing manual processing time for international vendors and freelancers.
Real-time Financial Reconciliation
Automatically post all Payoneer transactions (payouts, fees, received payments) as journal entries into Oracle EBS GL, eliminating manual reconciliation and speeding up month-end close.
Enhanced Data Accuracy & Consistency
Bi-directionally synchronize supplier master data between EBS and Payoneer, ensuring a single, accurate source of truth for all payee information and reducing errors.
Improved Compliance & Fraud Detection
Leverage AI-powered anomaly detection for payouts and maintain comprehensive audit trails, strengthening your compliance posture and mitigating fraud risks in cross-border payments.
Reduced Operational Costs
Automate manual data entry, validation, and exception handling, freeing up finance and operations teams to focus on strategic initiatives rather than repetitive tasks.
Scalable Global Operations
Build a resilient and scalable integration architecture that supports growing volumes of international transactions, enabling seamless expansion into new markets.
✨

Accelerated Global Payouts

70% Reduction in payment processing time

📋 What You Get

Automate the entire payment cycle from EBS invoice approval to Payoneer payout, drastically reducing manual processing time for international vendors and freelancers.

💼 Business Impact

This benefit directly contributes to 70% improvement in Reduction in payment processing time, enabling your team to focus on high-value strategic initiatives.

Implementation Timeline

Go live with Oracle EBS + Payoneer in as little as 2–4 weeks.

A proven, repeatable implementation approach that minimizes risk while getting your team to value quickly.

1

Access Enabled

Secure connections established to both Oracle EBS and Payoneer, with credentials and environments confirmed.

2

Configuration & Mapping

Field mappings, business rules, and workflows configured using visual tools and pre-built templates.

3

Go Live

Launch production-ready integration with monitoring, alerting, and support in place—typically within 2–4 weeks.

Time to Value

2–4 weeks

Typical implementation window from access granted to production go-live for most Oracle EBS + Payoneer deployments.

Project Phases

Discovery
Configure & Map
Validate
Launch

Engagement Model

Guided by Clarity experts with your team involved at key milestones.

Technical Documentation

API Endpoints & Data Logic

Technical details for developers and architects.

Method Endpoint Purpose
POST /webservices/rest/xxap_invoice_api/api/invoices Creates new supplier invoices in Oracle EBS Accounts Payables, often for reconciliation of Payoneer-initiated charges or for posting external invoices.
POST /webservices/rest/xxgl_journal_api/api/journals Posts new general ledger journal entries to Oracle EBS GL, central for reconciling all Payoneer financial transactions.
POST/PUT /webservices/rest/xxap_supplier_api/api/suppliers Manages creation and updates of supplier master data in Oracle EBS, crucial for synchronizing with Payoneer recipients.
INSERT EBS Open Interface Tables (e.g., AP_INVOICES_INTERFACE, GL_INTERFACE) For high-volume batch processing, data is inserted into these staging tables, then processed by EBS Concurrent Programs. Essential for large-scale GL journal imports or invoice loads.
EXECUTE (via FND_REQUEST.SUBMIT_REQUEST) EBS Concurrent Programs (e.g., Payables Open Interface Import, Journal Import) Executes batch processing jobs within EBS after data is loaded into Open Interface Tables. Orchestrated by iPaaS to complete batch integrations.

⚡ Transformation Logic

  • **Currency Conversion:** Automatically convert amounts between EBS and Payoneer currencies, applying defined exchange rates or Payoneer's transactional rates.
  • **GL Account Derivation:** Dynamically derive Oracle EBS 'Account Combinations' based on Payoneer 'Transaction Type', `relatedId`, and other contextual data using configurable rules and AI assistance.
  • **Data Harmonization:** Standardize date formats, address structures, and identifier formats (e.g., `Supplier ID` to `external_id`) across both systems.
  • **Concatenation/Splitting:** Combine multiple EBS fields for a single Payoneer field (e.g., `description`) or split Payoneer transaction details into multiple GL journal lines (e.g., fees).
  • **Conditional Logic:** Apply different transformation rules based on specific conditions (e.g., 'If Supplier Type = Individual, then map to Payoneer firstName/lastName').

🛡️ Error Handling

  • **Invalid Recipient:** Payoneer rejects payout due to incorrect `recipientId` or inactive status.
  • **Insufficient Funds:** Payoneer account lacks funds for a requested payout.
  • **EBS GL Validation Error:** Journal entry fails EBS validation (e.g., invalid 'Account Combination', unbalanced entry).
  • **Network/API Timeout:** Transient network issues or API unavailability from either system.
  • **Data Format Mismatch:** Data sent to EBS/Payoneer does not conform to expected schema.
  • **Duplicate Transaction:** Attempt to re-process an already successful payout or journal entry.
Pricing

Simple, transparent pricing for Oracle EBS + Payoneer.

Start with a single integration pair and scale as your business grows—without surprise fees or transaction penalties.

Connect™ Plan

Clarity Connect

$595 /mo

Billed annually • Includes one production integration pair

  • Unlimited transactions and API calls within fair-use limits.
  • Visual workflow designer and reusable mapping templates.
  • Monitoring, alerting, and access to Clarity’s support team.
View full pricing & options
Support & Information

Frequently Asked Questions

Common questions about integration implementation, security, and best practices.

General FAQs

▸ What is the primary benefit of integrating Oracle EBS with Payoneer?
The primary benefit is automating your entire global payment and reconciliation workflow. This includes mass payouts to international vendors/freelancers from EBS-approved invoices and automatically posting all Payoneer transactions (payouts, fees, received funds) directly to your Oracle EBS General Ledger, eliminating manual effort and ensuring real-time financial accuracy.

Technical FAQs

▸ How does this integration handle Oracle EBS's complex GL Chart of Accounts?
Our iPaaS solution is designed to handle EBS's complex GL Chart of Accounts. It uses an advanced mapping engine, often assisted by AI, to dynamically derive the correct EBS 'Account Combinations' based on Payoneer transaction types, currencies, and predefined business rules. This ensures accurate and balanced journal entries are posted to your GL.
▸ How do you handle errors and failed transactions?
We employ a robust multi-tiered error handling strategy. This includes inline data validation, capturing specific error codes from both EBS and Payoneer APIs, implementing intelligent retry mechanisms with exponential backoff for transient errors, and routing persistent failures to dead-letter queues for manual review. Critical errors trigger immediate alerts to relevant finance or IT teams.

Use Cases FAQs

▸ Can I automate mass payouts to thousands of recipients globally?
Absolutely. The integration supports high-volume mass payouts. Approved invoices in Oracle EBS trigger a workflow that bundles payments and sends them to Payoneer via their mass payout API. The iPaaS manages batching, rate limits, and ensures real-time status updates are reflected back in EBS, streamlining payments for thousands of global freelancers or vendors.

Security & Compliance FAQs

▸ How does the integration ensure data security and compliance for financial transactions?
Data security is paramount. We implement end-to-end encryption (TLS 1.2+, AES-256) for all data in transit and at rest. Secure credential management (OAuth 2.0, encrypted secrets), IP whitelisting, and granular Role-Based Access Control (RBAC) are standard. The iPaaS also supports audit trails and helps maintain compliance with regulations like GDPR, AML, and KYC by ensuring proper data handling and validation.

Technology FAQs

▸ What role does AI play in this integration solution?
AI significantly enhances the integration by offering intelligent capabilities such as auto-generating mapping suggestions between EBS and Payoneer fields, detecting anomalies in payout requests (potential fraud), autonomously deriving GL account combinations, and providing smart data validation to prevent errors before they impact your financial records.
▸ What are the benefits of using an iPaaS for this integration compared to custom code?
An iPaaS offers numerous advantages over custom code: faster development with pre-built connectors and low-code tools, centralized management and monitoring, inherent scalability and fault tolerance, robust error handling, easier maintenance, and significantly lower total cost of ownership. It empowers business users to manage workflows, reducing reliance on developers.

Customization FAQs

▸ Is it possible to integrate custom Oracle EBS modules or flexfields?
Yes, our iPaaS is designed for flexibility. It can integrate with custom Oracle EBS modules, database tables, and Descriptive Flexfields (DFFs) or Key Flexfields (KFFs). This ensures that your unique business logic and custom data attributes are seamlessly incorporated into the Payoneer integration workflows.
Next Steps

See Oracle EBS + Payoneer integration in action.

Explore a guided demo, start a sandbox integration, or speak directly with our solution architects about your specific use cases.

Start Free Trial Request Live Demo
Implementation Timeline

Go live with Oracle EBS + Payoneer in as little as 2–4 weeks.

A proven, repeatable implementation approach that minimizes risk while getting your team to value quickly.

1

Access Enabled

Secure connections established to both Oracle EBS and Payoneer, with credentials and environments confirmed.

2

Configuration & Mapping

Field mappings, business rules, and workflows configured using visual tools and pre-built templates.

3

Go Live

Launch production-ready integration with monitoring, alerting, and support in place—typically within 2–4 weeks.

Time to Value

2–4 weeks

Typical implementation window from access granted to production go-live for most Oracle EBS + Payoneer deployments.

Project Phases

Discovery
Configure & Map
Validate
Launch

Engagement Model

Guided by Clarity experts with your team involved at key milestones.

Pricing

Simple, transparent pricing for Oracle EBS + Payoneer.

Start with a single integration pair and scale as your business grows—without surprise fees or transaction penalties.

Connect™ Plan

Clarity Connect

$595 /mo

Billed annually • Includes one production integration pair

  • Unlimited transactions and API calls within fair-use limits.
  • Visual workflow designer and reusable mapping templates.
  • Monitoring, alerting, and access to Clarity’s support team.
View full pricing & options
Next Steps

See Oracle EBS + Payoneer integration in action.

Explore a guided demo, start a sandbox integration, or speak directly with our solution architects about your specific use cases.

Start Free Trial Request Live Demo