Integration Hero
Connect™

Unlock Seamless Financial Operations: Sage Pay (Opayo) & Sage 50 Integration

Automate your entire order-to-cash cycle, streamline payment reconciliation, and enhance fraud detection with a powerful iPaaS solution connecting Sage Pay (Opayo) and Sage 50.

Get Pricing

See how it works
The Challenge

The Challenges of Disconnected Payments & Accounting

Without a robust integration, managing payments processed by Sage Pay (Opayo) and accounting records in Sage 50 creates significant operational bottlenecks and financial risks for businesses.

  • Manual data entry for payment transactions into Sage 50, leading to errors and delays.
  • Slow and labor-intensive daily/monthly reconciliation of Opayo settlements against Sage 50 records.
  • Delayed order fulfillment due to lack of real-time payment status updates in Sage 50.
  • Inconsistent customer data across systems, impacting sales, service, and marketing efforts.
  • Complex and time-consuming refund processing, often requiring manual adjustments in multiple systems.
  • Increased risk of non-compliance with PCI DSS if sensitive card data is mishandled.
  • Limited visibility into real-time cash flow and financial performance.
Integration Diagram
Solution Illustration
The Solution

Sage Pay (Opayo) & Sage 50: The Power of Unified Financial Operations

Our iPaaS-driven integration solution seamlessly connects Sage Pay (Opayo) with Sage 50, creating an intelligent, automated financial ecosystem. This eliminates manual touchpoints, ensures data consistency, and accelerates your entire payment-to-accounting workflow.

  • Real-time Payment Transaction Synchronization
  • Automated Sales Order, Invoice & Receipt Generation in Sage 50
  • Streamlined Refund & Chargeback Processing
  • Daily Settlement Report Reconciliation Automation
  • Unified Customer & Product Data Across Systems
Implementation Timeline

Go live with Sage Pay + Sage 50 in as little as 2–4 weeks.

A proven, repeatable implementation approach that minimizes risk while getting your team to value quickly.

1

Access Enabled

Secure connections established to both Sage Pay and Sage 50, with credentials and environments confirmed.

2

Configuration & Mapping

Field mappings, business rules, and workflows configured using visual tools and pre-built templates.

3

Go Live

Launch production-ready integration with monitoring, alerting, and support in place—typically within 2–4 weeks.

Time to Value

2–4 weeks

Typical implementation window from access granted to production go-live for most Sage Pay + Sage 50 deployments.

Project Phases

Discovery
Configure & Map
Validate
Launch

Engagement Model

Guided by Clarity experts with your team involved at key milestones.

Comprehensive Solution Details

  • Real-time Payment Transaction Synchronization
  • Automated Sales Order, Invoice & Receipt Generation in Sage 50
  • Streamlined Refund & Chargeback Processing
  • Daily Settlement Report Reconciliation Automation
  • Unified Customer & Product Data Across Systems
  • AI-Augmented Fraud Detection & Anomaly Alerting
  • PCI DSS Compliant Data Handling via Tokenization

Sage Pay (Opayo) & Sage 50: Technical Integration Details

This integration leverages a robust iPaaS platform to orchestrate data flow between Sage Pay's modern RESTful APIs and Sage 50's integration points (typically via secure connectors, ODBC, or SDKs for desktop versions, or native cloud APIs). The architecture is designed for real-time, event-driven processing, ensuring data consistency and operational efficiency.

Data Flow Steps

Connectors & Authentication: Secure iPaaS connectors establish authenticated connections to Sage Pay (Opayo) APIs (API Key, OAuth 2.0) and Sage 50 (secure agent, OAuth 2.0 for cloud, or ODBC/SDK for desktop).

Event Listener (Opayo): iPaaS configures webhooks with Sage Pay (Opayo) to receive real-time notifications for 'Payment Transaction' successes, failures, refunds, and chargebacks.

Data Extraction & Transformation: Upon receiving an event, the iPaaS extracts relevant data (e.g., `transactionId`, `amount`, `vendorTxCode`, `customerEmail`) and transforms it to align with Sage 50's data model and field requirements (e.g., mapping `vendorTxCode` to `ReferenceNumber` for a Sage 50 'Payment/Receipt').

Business Logic & Validation: Configurable business rules within the iPaaS apply logic (e.g., tax calculations, GL account mapping, credit limit checks) and validate data for integrity before posting to Sage 50.

Sage 50 Data Posting: The iPaaS uses Sage 50's appropriate API endpoints or data interfaces to create/update 'Customers', 'Sales Orders', 'Sales Invoices', 'Payment/Receipts', or 'Journal Entries'.

Error Handling & Monitoring: Automated retry mechanisms, dead-letter queues, and real-time alerts ensure resilience. The iPaaS dashboard provides end-to-end visibility into transaction status and potential failures.

Reconciliation & Reporting: Scheduled workflows pull 'Settlement Batch' data from Opayo and reconcile it against Sage 50, generating reports and posting adjustments.

Data Touchpoints

Sage Pay (Opayo) -> Payment Transaction, Order, Customer, Refund, Payment Token, Settlement Batch
Sage 50 -> Customer, Sales Order, Sales Invoice, Payment/Receipt, Item/Product, General Ledger Account, Journal Entry

"Sage Pay (Opayo) [Payment Transactions, Refunds, Settlements] --(Webhooks/API)--> iPaaS [Data Transformation, Business Logic, Error Handling] --(API/Connector)--> Sage 50 [Customers, Sales Orders, Invoices, Payments, GL Accounts]"

Pricing

Simple, transparent pricing for Sage Pay + Sage 50.

Start with a single integration pair and scale as your business grows—without surprise fees or transaction penalties.

Connect™ Plan

Clarity Connect

$595 /mo

Billed annually • Includes one production integration pair

  • Unlimited transactions and API calls within fair-use limits.
  • Visual workflow designer and reusable mapping templates.
  • Monitoring, alerting, and access to Clarity’s support team.
View full pricing & options
Innovative & Robust

How Middleware Integration Works

Benefits of Integrating Sage Pay

Integrating Sage Pay fosters greater efficiency and data accuracy. Automate your critical business processes to deliver consistently outstanding results.

Hover over the steps on the right to see detailed integration points.
Data Mapping

Key Entities & Intelligent Mapping between Sage Pay (Opayo) and Sage 50

Seamless data flow relies on accurate, intelligent mapping between the core entities of Sage Pay (Opayo) and Sage 50. Our iPaaS provides a visual mapping canvas, augmented by AI, to ensure data integrity and streamline configuration.

Payment Transaction / Payment/Receipt

The central financial event representing a payment processed by Opayo, mapped to an incoming payment record in Sage 50.

Sage Pay Fields

transactionId vendorTxCode amount currency status transactionType customerEmail createdDate cardType last4Digits

Sage 50 Fields

TransactionID (auto-generated) Date Amount CustomerID PaymentMethod ReferenceNumber AppliedToInvoiceID GLBankAccount

Mapping Notes

`vendorTxCode` from Opayo is critical to map to `ReferenceNumber` in Sage 50 for traceability and reconciliation. Opayo `amount` maps directly to Sage 50 `Amount`. Opayo `customerEmail` helps link to existing Sage 50 `CustomerID` or create new ones.

Next Steps

See Sage Pay + Sage 50 integration in action.

Explore a guided demo, start a sandbox integration, or speak directly with our solution architects about your specific use cases.

Start Free Trial Request Live Demo
Real-World Applications

Integration Use Cases

Explore how the integration behaves in real business scenarios, with clearly defined steps, outcomes, and execution patterns.

eCommerce Order-to-Cash Automation

From a customer clicking 'Pay Now' on your online store (via Opayo) to a fully posted sales order, invoice, and payment receipt in Sage 50, this workflow ensures every step is automated and instantly updated.

Integration Steps:

  1. 0 Customer places order and pays with Sage Pay (Opayo).
  2. 1 Opayo's successful 'Payment Transaction' webhook triggers iPaaS workflow.
  3. 2 iPaaS extracts 'Order', 'Customer', and 'Payment Transaction' details.
  4. 3 iPaaS creates/updates 'Customer' in Sage 50, then 'Sales Order' and 'Sales Invoice'.
  5. 4 iPaaS posts 'Payment/Receipt' against the generated invoice in Sage 50.
  6. 5 Sage 50 updates 'Item/Product' inventory levels in real-time.
  7. 6 Order status updated in eCommerce platform via iPaaS.

Business Outcome

Real-time inventory accuracy, accelerated order fulfillment, reduced manual data entry, improved customer satisfaction, and accurate financial reporting.

Frequency

Real-time (event-driven)

Business Value

Key Integration Benefits

Discover the strategic advantages and business value of seamless integration between your systems.

Accelerated Cash Flow
Automate payment posting to Sage 50 instantly upon successful Opayo transactions, drastically reducing days sales outstanding (DSO) and speeding up cash realization.
Eliminate Manual Data Entry & Errors
Automate the creation of sales orders, invoices, and payment receipts in Sage 50 from Opayo data, eliminating human error and freeing up finance teams.
Real-time Financial Visibility
Gain an up-to-the-minute view of sales, payments, and cash positions in Sage 50, enabling faster, more informed financial decision-making.
Enhanced PCI DSS Compliance
Leverage Opayo's tokenization and hosted payment pages, managed securely via iPaaS, to minimize your PCI scope and ensure sensitive data protection.
Streamlined Reconciliation
Automate the matching of Opayo settlement reports with Sage 50 transactions, reducing reconciliation time from days to minutes and flagging discrepancies proactively.
Proactive Fraud Prevention
Integrate Opayo's fraud indicators and augment with AI-driven anomaly detection to identify and block suspicious transactions before they impact your Sage 50 financials.
✨

Accelerated Cash Flow

25-50% Reduction in DSO

📋 What You Get

Automate payment posting to Sage 50 instantly upon successful Opayo transactions, drastically reducing days sales outstanding (DSO) and speeding up cash realization.

💼 Business Impact

This benefit directly contributes to 25-50% improvement in Reduction in DSO, enabling your team to focus on high-value strategic initiatives.

Technical Documentation

API Endpoints & Data Logic

Technical details for developers and architects.

Method Endpoint Purpose
POST /api/v3/transactions Initiate a new payment transaction (authorization, capture) from an eCommerce system or for card-on-file payments.
POST /api/v3/transactions/{transactionId}/refunds Process a refund for a previously captured transaction, specifying amount and reason, triggered by Sage 50 or CRM.
GET /api/v3/transactions/{transactionId} Retrieve detailed information about a specific transaction for status checks, auditing, or linking to Sage 50 records.
POST /api/v3/tokens Create a secure payment token for recurring payments or card-on-file, enhancing PCI compliance and customer experience.
POST /api/v3/transactions/{transactionId}/cancel Cancel an authorized but not yet captured transaction, often used for pre-authorizations.

⚡ Transformation Logic

  • Field Renaming: Opayo `transactionId` to Sage 50 `ReferenceNumber` (for payments).
  • Data Type Conversion: Opayo `amount` (string) to Sage 50 `Amount` (decimal).
  • Conditional Logic: If Opayo `transactionType` is 'Refund', create negative `Payment/Receipt` in Sage 50.
  • Lookup & Enrichment: Use Opayo `customerEmail` to lookup `CustomerID` in Sage 50; if not found, create new Sage 50 `Customer`.
  • Derived Fields: Calculate `TotalFees` from settlement reports and map to specific Sage 50 `GLAccountID` for expense posting.
  • Standardization: Cleanse and standardize address formats from Opayo before populating Sage 50 customer records.

🛡️ Error Handling

  • Transient Network Issues: Handled by exponential backoff retries.
  • Invalid Data Format: Data validation rules in iPaaS prevent posting to Sage 50; routed to dead-letter queue.
  • Sage 50 System Unavailability: Alerts triggered, messages queued for reprocessing when Sage 50 is back online.
  • Duplicate Transaction IDs: Idempotency checks prevent duplicate entries in Sage 50.
  • Insufficient Funds (Opayo): Opayo declines transaction, iPaaS updates order status in eCommerce, no Sage 50 entry.
  • Missing Customer/Item in Sage 50: iPaaS can either create new records or flag for manual review based on configuration.
Support & Information

Frequently Asked Questions

Common questions about integration implementation, security, and best practices.

General FAQs

▸ What is Opayo and how does it relate to Sage Pay?
Sage Pay was a leading payment gateway in the UK and Ireland, acquired by Elavon in 2020 and rebranded as Opayo. It continues to provide secure and reliable payment processing services, now backed by Elavon's global infrastructure. When we refer to Sage Pay integration, we are discussing integration with Opayo by Elavon.

iPaaS Benefits FAQs

▸ Why should I integrate Sage Pay (Opayo) with Sage 50 using an iPaaS?
An iPaaS centralizes your integration efforts, provides a single dashboard for monitoring, enables low-code/no-code automation, ensures real-time data harmonization across systems, and allows for sophisticated workflow orchestration. This drastically reduces manual effort, improves data accuracy, accelerates financial processes, and enhances scalability, which is crucial for Sage 50's traditional architecture.

Workflows FAQs

▸ Can I automate payment reconciliation with Sage Pay (Opayo) in Sage 50?
Absolutely. An iPaaS can automatically download Opayo's daily settlement reports, parse the data, and match it against transactions recorded in your Sage 50 and bank statements. Discrepancies can be flagged for review or automatically adjusted with journal entries, significantly speeding up your financial close process and reducing manual errors.

Security & Compliance FAQs

▸ How does this integration ensure PCI DSS compliance?
Opayo is PCI DSS Level 1 compliant. The integration minimizes your own PCI scope by leveraging Opayo's hosted payment pages or tokenization services, ensuring sensitive cardholder data never touches your systems directly. The iPaaS itself adheres to stringent security standards, with encryption, access controls, and audit trails for all data in transit and at rest.

Technical FAQs

▸ What kind of APIs does Sage Pay (Opayo) offer for integration?
Opayo provides a comprehensive set of RESTful APIs for processing payments, managing transactions (authorizations, captures, refunds, voids), creating payment tokens, and accessing reporting data. These APIs support various integration methods, making them highly flexible for modern iPaaS platforms.

AI Features FAQs

▸ How can AI enhance my Sage Pay (Opayo) and Sage 50 integrations?
AI can augment integrations by providing intelligent fraud detection (identifying suspicious transaction patterns), suggesting optimal data mappings, automating reconciliation discrepancy resolution, offering predictive analytics for cash flow, and intelligently routing payment exceptions. This leads to higher data quality, reduced manual intervention, and proactive risk management.

Challenges & Solutions FAQs

▸ What are common challenges when integrating Sage Pay (Opayo) with Sage 50 and how are they solved?
Common challenges include ensuring real-time data synchronization, accurate mapping of transaction statuses and financial codes, managing refunds and chargebacks consistently, and handling high transaction volumes without performance bottlenecks. A modern iPaaS addresses these through event-driven architecture, robust data transformation, intelligent error handling, and scalable infrastructure, ensuring seamless operations.

Use Cases FAQs

▸ Can this integration support my eCommerce platform (e.g., Shopify, Adobe Commerce)?
Yes, the iPaaS can connect Sage Pay (Opayo) with popular eCommerce platforms like Shopify, Adobe Commerce (Magento), BigCommerce, and WooCommerce. The integration orchestrates the flow of orders, payments, customer data, and inventory between your eCommerce front-end, Opayo, and Sage 50, providing a truly unified multi-channel experience.
Pricing

Simple, transparent pricing for Sage Pay + Sage 50.

Start with a single integration pair and scale as your business grows—without surprise fees or transaction penalties.

Connect™ Plan

Clarity Connect

$599 /mo

Billed annually • Includes one production integration pair

  • Unlimited transactions and API calls within fair-use limits.
  • Visual workflow designer and reusable mapping templates.
  • Monitoring, alerting, and access to Clarity’s support team.
View full pricing & options
Next Steps

See Sage Pay + Sage 50 integration in action.

Explore a guided demo, start a sandbox integration, or speak directly with our solution architects about your specific use cases.

Start Free Trial Request Live Demo