Integration Hero
Connect™

Seamless SAP & Sage Pay Integration: Automate Payments & Financial Reconciliation

Accelerate your cash flow, reduce manual effort, and enhance financial accuracy with AI-powered, low-code integration between SAP and Sage Pay (Opayo).

Get Pricing

See how it works
The Challenge

The Bottlenecks of Disconnected SAP and Payment Operations

Mid-market companies often grapple with inefficiencies when their core ERP (SAP) operates in silos from their payment gateway (Sage Pay/Opayo). This disconnect leads to significant manual effort, delayed financial closes, and increased risk, hampering growth and compliance.

  • Manual payment processing and reconciliation, consuming valuable finance team hours.
  • Delayed cash flow visibility and inaccurate real-time financial reporting.
  • High potential for human error in data entry and reconciliation, leading to costly mistakes.
  • Fragmented customer and transaction data across disparate systems.
  • Difficulty in scaling payment operations to match business growth.
  • Ongoing compliance challenges (PCI DSS, GDPR) due to handling sensitive payment data.
  • Limited real-time fraud detection capabilities, increasing financial risk.
Integration Diagram
Solution Illustration
The Solution

Intelligent Integration for SAP & Sage Pay: Your Path to Automated Finance

Our AI-first, low-code integration solution bridges the gap between SAP (S/4HANA or ECC) and Sage Pay (Opayo), creating a unified, automated ecosystem for all your payment and financial operations. Leveraging a modern iPaaS, we transform complex, manual workflows into streamlined, real-time processes, designed specifically for the needs of mid-market companies.

  • Bi-directional data synchronization for payments, orders, invoices, and customer data.
  • Automated payment processing workflows from initiation to reconciliation.
  • Real-time transaction status updates and instant error notifications.
  • AI-driven reconciliation and anomaly detection for financial data.
  • Customizable fraud detection rules and intelligent transaction routing.
Implementation Timeline

Go live with Sage Pay + SAP in as little as 2–4 weeks.

A proven, repeatable implementation approach that minimizes risk while getting your team to value quickly.

1

Access Enabled

Secure connections established to both Sage Pay and SAP, with credentials and environments confirmed.

2

Configuration & Mapping

Field mappings, business rules, and workflows configured using visual tools and pre-built templates.

3

Go Live

Launch production-ready integration with monitoring, alerting, and support in place—typically within 2–4 weeks.

Time to Value

2–4 weeks

Typical implementation window from access granted to production go-live for most Sage Pay + SAP deployments.

Project Phases

Discovery
Configure & Map
Validate
Launch

Engagement Model

Guided by Clarity experts with your team involved at key milestones.

Comprehensive Solution Details

  • Bi-directional data synchronization for payments, orders, invoices, and customer data.
  • Automated payment processing workflows from initiation to reconciliation.
  • Real-time transaction status updates and instant error notifications.
  • AI-driven reconciliation and anomaly detection for financial data.
  • Customizable fraud detection rules and intelligent transaction routing.
  • Secure tokenization for PCI DSS compliance, minimizing your PCI scope.
  • Comprehensive dashboards for end-to-end integration monitoring.

Technical Integration: SAP & Sage Pay Data Flows

Our iPaaS provides a robust, secure, and highly configurable platform for integrating SAP (S/4HANA or ECC) with Sage Pay (Opayo). We leverage modern APIs for real-time, event-driven communication, ensuring data consistency and operational efficiency across your entire financial landscape.

Data Flow Steps

1. Connect & Configure: Establish secure connections to SAP (using SAP Cloud Connector for on-premise ECC or direct OData/REST for S/4HANA Cloud) and Sage Pay (Opayo) via API keys/OAuth.

2. Design Workflows: Utilize the low-code visual designer to build and customize integration flows, starting from pre-built templates for common SAP-Sage Pay scenarios.

3. AI-Assisted Mapping: Leverage AI to intelligently suggest and validate data mappings between SAP's complex business objects and Sage Pay's payment entities.

4. Implement Business Logic: Apply transformation rules, conditional logic, and error handling for data harmonization and process automation.

5. Test & Deploy: Thoroughly test workflows in dedicated sandbox environments, then promote validated integrations through Dev, QA, and Production pipelines.

6. Monitor & Optimize: Continuously monitor integration performance, proactively address errors with AI insights, and optimize flows for efficiency and scalability.

Data Touchpoints

SAP: Sales Order, Business Partner, Invoice, Payment, General Ledger Account, Material/Product
Sage Pay: Payment Transaction, Order, Customer, Refund, Payment Token, Invoice, Settlement Batch, Chargeback, Fraud Indicator

"Central iPaaS orchestrates bi-directional data flow. Left: SAP (S/4HANA Cloud/ECC via Cloud Connector) sends/receives Sales Orders, Invoices, Payments, GL entries. Right: Sage Pay (Opayo) sends/receives Payment Transactions, Refunds, Settlement Batches, Webhooks. Data flows include Order to Payment, Payment Status to SAP, Settlement to Reconciliation, Refund/Chargeback processing. AI/ML layer enhances mapping, validation, and anomaly detection."

Pricing

Simple, transparent pricing for Sage Pay + SAP.

Start with a single integration pair and scale as your business grows—without surprise fees or transaction penalties.

Connect™ Plan

Clarity Connect

$595 /mo

Billed annually • Includes one production integration pair

  • Unlimited transactions and API calls within fair-use limits.
  • Visual workflow designer and reusable mapping templates.
  • Monitoring, alerting, and access to Clarity’s support team.
View full pricing & options
Innovative & Robust

How Middleware Integration Works

Benefits of Integrating Sage Pay

Integrating Sage Pay fosters greater efficiency and data accuracy. Automate your critical business processes to deliver consistently outstanding results.

Hover over the steps on the right to see detailed integration points.
Data Mapping

Key Entities & Intelligent Mappings: SAP to Sage Pay

Seamless data flow relies on precise mapping of critical business entities between SAP and Sage Pay. Our iPaaS, enhanced with AI, simplifies this complexity, ensuring data integrity and consistency across your financial operations.

Payment Transaction (Sage Pay) <=> Payment (SAP FI) & Sales Order (SAP SD) / Invoice (SAP FI/SD)

The core financial record representing a single payment event in Sage Pay (authorization, capture, refund, void), mapped to the corresponding payment and related sales/invoice documents in SAP.

Sage Pay Fields

PaymentDocumentID (SAP FI) CompanyCode (SAP FI) PostingDate (SAP FI) Amount (SAP FI) Customer/VendorID (SAP FI) ReferenceDocuments (InvoiceID) (SAP FI) GLAccountID (SAP FI) SalesOrderID (SAP SD) InvoiceID (SAP FI/SD) PaymentStatus (SAP SD/FI)

SAP Fields

transactionId (Opayo) vendorTxCode (Opayo) amount (Opayo) currency (Opayo) status (Opayo) transactionType (Opayo) customerEmail (Opayo) createdDate (Opayo)

Mapping Notes

`Sage Pay:vendorTxCode` is crucial for linking to `SAP:SalesOrderID` or `SAP:InvoiceID` for traceability. `Sage Pay:status` (`OK`, `NOTAUTHED`, `MALFORMED`, etc.) maps to appropriate SAP payment/invoice status fields. `Sage Pay:amount` maps to `SAP:Amount` after currency conversion if necessary.

Next Steps

See Sage Pay + SAP integration in action.

Explore a guided demo, start a sandbox integration, or speak directly with our solution architects about your specific use cases.

Start Free Trial Request Live Demo
Real-World Applications

Integration Use Cases

Explore how the integration behaves in real business scenarios, with clearly defined steps, outcomes, and execution patterns.

eCommerce Order-to-Cash Automation

A customer places an order on your eCommerce site, triggering a Sales Order in SAP. The payment is processed securely via Sage Pay (Opayo), and the successful transaction instantly updates the SAP Sales Order and triggers Invoice generation.

Integration Steps:

  1. 0 1. Customer places order on eCommerce platform.
  2. 1 2. eCommerce platform creates a Sales Order in SAP (via iPaaS).
  3. 2 3. iPaaS initiates payment request to Sage Pay, passing SAP Sales Order ID as `vendorTxCode`.
  4. 3 4. Sage Pay processes payment and sends a real-time webhook notification (TRANSACTIONSTATUSCHANGED) to iPaaS.
  5. 4 5. iPaaS receives webhook, updates the SAP Sales Order status (e.g., 'Paid'), creates a new SAP Payment document, and posts relevant entries to `GL Accounts` (e.g., cash, receivables).
  6. 5 6. SAP generates a Customer Invoice, which is automatically marked as paid based on the synchronized payment status.

Business Outcome

Real-time sales order processing, immediate cash flow visibility, accurate inventory updates, and an enhanced, frictionless customer experience. Reduces order fulfillment delays and manual payment reconciliation for individual orders.

Frequency

Real-time (event-driven)

Business Value

Key Integration Benefits

Discover the strategic advantages and business value of seamless integration between your systems.

Automated Financial Reconciliation
Drastically reduce the time and effort spent on reconciling Sage Pay settlements with SAP General Ledger entries. Our AI-driven engine matches transactions automatically, flagging only true discrepancies for review.
Accelerated Order-to-Cash Cycle
Process payments in real-time, instantly updating SAP Sales Orders and Invoices. This leads to faster cash collection, improved liquidity, and a more efficient revenue cycle.
Enhanced Fraud Detection & Security
Leverage AI-augmented fraud indicators from Sage Pay and maintain strict PCI DSS compliance through secure payment tokenization, protecting your business and customers.
Reduced Manual Effort & Errors
Eliminate tedious manual data entry and reconciliation tasks, freeing up your finance team for strategic activities and minimizing human error in critical financial processes.
Unified Customer & Transaction View
Synchronize payment and customer data across SAP and Sage Pay, providing a holistic, real-time view for sales, customer service, and finance teams, enabling better decision-making.
Rapid Deployment with Low-Code/AI
Go live faster with pre-built templates and AI-assisted mapping. Our low-code platform empowers business users to customize workflows quickly, accelerating time-to-value.
Scalable & Resilient Operations
Handle high transaction volumes and ensure business continuity with a fault-tolerant, event-driven iPaaS architecture that grows with your business.
✨

Automated Financial Reconciliation

80% Reduction in Reconciliation Time

📋 What You Get

Drastically reduce the time and effort spent on reconciling Sage Pay settlements with SAP General Ledger entries. Our AI-driven engine matches transactions automatically, flagging only true discrepancies for review.

💼 Business Impact

This benefit directly contributes to 80% improvement in Reduction in Reconciliation Time, enabling your team to focus on high-value strategic initiatives.

Implementation Timeline

Go live with Sage Pay + SAP in as little as 2–4 weeks.

A proven, repeatable implementation approach that minimizes risk while getting your team to value quickly.

1

Access Enabled

Secure connections established to both Sage Pay and SAP, with credentials and environments confirmed.

2

Configuration & Mapping

Field mappings, business rules, and workflows configured using visual tools and pre-built templates.

3

Go Live

Launch production-ready integration with monitoring, alerting, and support in place—typically within 2–4 weeks.

Time to Value

2–4 weeks

Typical implementation window from access granted to production go-live for most Sage Pay + SAP deployments.

Project Phases

Discovery
Configure & Map
Validate
Launch

Engagement Model

Guided by Clarity experts with your team involved at key milestones.

Technical Documentation

API Endpoints & Data Logic

Technical details for developers and architects.

Method Endpoint Purpose
POST/PATCH /sap/opu/odata/sap/APISALESORDERSRV/ASalesOrder Create or update `Sales Order` in SAP S/4HANA Cloud based on payment-related order information or status changes.
POST/PATCH /sap/opu/odata/sap/APIBUSINESSPARTNER/A_BusinessPartner Create or update `Business Partner` (Customer) in SAP S/4HANA, synchronizing customer details from Sage Pay.
POST /sap/opu/odata/sap/APIJOURNALENTRYSRV/A_JournalEntry Post financial `Journal Entries` to SAP S/4HANA Finance for Sage Pay payments, refunds, and settlement reconciliation.
RFC /sap/rfc/func/BAPISALESORDERCREATEFROMDAT2 Create `Sales Order` in SAP ECC (via SAP Gateway/Cloud Connector).
RFC /sap/rfc/func/BAPIACCDOCUMENT_POST Post financial documents (e.g., payments, journal entries) in SAP ECC (via SAP Gateway/Cloud Connector).

⚡ Transformation Logic

  • Currency Conversion: Automatically convert `amount` values between Sage Pay's currency and SAP's company code currency, handling exchange rates.
  • GL Account Mapping: Dynamically map Sage Pay `transactionType` (e.g., 'SALE', 'REFUND') to specific SAP `Posting Keys` and target `GL Accounts` based on configurable business rules (e.g., 'Bank Receipts', 'Refunds Payable', 'Payment Gateway Fees').
  • Address Harmonization: Standardize `billingAddress` and `shippingAddress` formats from Sage Pay to match SAP's structured address fields.
  • Customer Deduplication: Implement rules to prevent duplicate `Business Partner` creation in SAP, matching on `email`, `phone`, or address details from Sage Pay.
  • Status Mapping: Translate Sage Pay `status` values (e.g., 'OK', 'NOTAUTHED') into meaningful SAP `PaymentStatus` or `Sales Order` status codes.
  • Fee Allocation: Automatically calculate and post payment gateway fees from Sage Pay settlement reports to designated SAP `Cost Centers` or `GL Accounts`.

🛡️ Error Handling

  • Transient API Failure: Sage Pay API temporarily unavailable. iPaaS retries with exponential backoff.
  • Data Validation Error: Invalid `GL Account` provided to SAP. iPaaS logs error, routes to dead-letter queue, alerts finance.
  • Business Logic Error: Refund amount exceeds original payment. iPaaS blocks transaction, notifies user.
  • Duplicate Posting: Attempt to post already reconciled transaction. iPaaS uses idempotency checks to prevent.
  • Network Latency: Slow response from SAP. iPaaS uses asynchronous processing to prevent bottlenecks.
Pricing

Simple, transparent pricing for Sage Pay + SAP.

Start with a single integration pair and scale as your business grows—without surprise fees or transaction penalties.

Connect™ Plan

Clarity Connect

$595 /mo

Billed annually • Includes one production integration pair

  • Unlimited transactions and API calls within fair-use limits.
  • Visual workflow designer and reusable mapping templates.
  • Monitoring, alerting, and access to Clarity’s support team.
View full pricing & options
Support & Information

Frequently Asked Questions

Common questions about integration implementation, security, and best practices.

Security & Compliance FAQs

▸ How does this integration handle PCI DSS compliance for Sage Pay data?
We prioritize PCI DSS compliance by leveraging Opayo's robust tokenization services and hosted payment pages. This ensures sensitive cardholder data never touches your systems directly, significantly minimizing your PCI scope. Our iPaaS platform securely handles payment tokens and adheres to strict security protocols.

Technical Compatibility FAQs

▸ Can I integrate my existing SAP ECC system, or is it only for S/4HANA?
Our iPaaS solution provides comprehensive support for both SAP S/4HANA (Cloud and On-Premise) and SAP ECC. For ECC, we utilize the SAP Cloud Connector to establish a secure, reverse-invoke tunnel, enabling seamless connectivity to older interfaces like BAPIs and RFCs. This allows you to modernize your legacy ERP landscape.

AI Capabilities FAQs

▸ How does AI assist with the SAP and Sage Pay integration process?
AI plays a crucial role by providing intelligent assistance throughout the integration lifecycle. This includes: Auto-suggesting data mappings between complex SAP and Sage Pay schemas, Inferring business rules for transformations, Detecting anomalies in transaction data, Automating reconciliation by matching settlement data, and offering Intelligent error resolution suggestions, significantly speeding up development and improving data quality.

Business Value FAQs

▸ What are the key benefits for mid-market companies?
Mid-market companies gain immense benefits, including drastic reductions in manual effort, faster financial closes, enhanced fraud prevention, improved real-time cash flow visibility, and scalable operations. Our low-code approach also means less reliance on scarce IT resources, empowering finance teams and enabling quicker adoption of new processes to support growth.

Financial Workflows FAQs

▸ How does the integration manage refunds and chargebacks between SAP and Sage Pay?
The integration streamlines these processes. Refunds can be initiated directly from SAP (e.g., against an Invoice) or your CRM, processed securely via Sage Pay APIs, and automatically reflected in SAP as credit memos. Opayo chargeback notifications trigger immediate alerts and can automatically create cases in your CRM or service desk for efficient dispute management, minimizing financial loss.

Low-Code/No-Code FAQs

▸ Is this a low-code/no-code solution, and what does that mean for my team?
Yes, our solution is built on a low-code/no-code iPaaS. This means your finance and operations teams can visually design, customize, and manage complex integration workflows using intuitive drag-and-drop tools and pre-built templates, without needing deep technical expertise or writing code. This accelerates process innovation, reduces IT backlog, and makes your operations more agile.

Data Synchronization FAQs

▸ How does the integration ensure real-time updates for payment statuses in SAP?
We implement an event-driven architecture utilizing Sage Pay's webhooks. Upon any change in a transaction's status (e.g., successful payment, refund initiated, authorization failed), Sage Pay sends a real-time notification to the iPaaS. The iPaaS then immediately triggers an update to the corresponding `Sales Order`, `Invoice`, or `Payment` status in SAP, ensuring instant data consistency.

Analytics & Reporting FAQs

▸ What kind of reporting and analytics can I expect from this integration?
By centralizing payment and financial data from both SAP and Sage Pay within the iPaaS, you gain access to comprehensive, real-time dashboards and analytics. These provide insights into payment trends, reconciliation status, fraud indicators, and cash flow forecasts, all augmented by AI-driven analytics for deeper, predictive insights into your financial health and performance.
Implementation Timeline

Go live with Sage Pay + SAP in as little as 2–4 weeks.

A proven, repeatable implementation approach that minimizes risk while getting your team to value quickly.

1

Access Enabled

Secure connections established to both Sage Pay and SAP, with credentials and environments confirmed.

2

Configuration & Mapping

Field mappings, business rules, and workflows configured using visual tools and pre-built templates.

3

Go Live

Launch production-ready integration with monitoring, alerting, and support in place—typically within 2–4 weeks.

Time to Value

2–4 weeks

Typical implementation window from access granted to production go-live for most Sage Pay + SAP deployments.

Project Phases

Discovery
Configure & Map
Validate
Launch

Engagement Model

Guided by Clarity experts with your team involved at key milestones.

Pricing

Simple, transparent pricing for Sage Pay + SAP.

Start with a single integration pair and scale as your business grows—without surprise fees or transaction penalties.

Connect™ Plan

Clarity Connect

$595 /mo

Billed annually • Includes one production integration pair

  • Unlimited transactions and API calls within fair-use limits.
  • Visual workflow designer and reusable mapping templates.
  • Monitoring, alerting, and access to Clarity’s support team.
View full pricing & options
Next Steps

See Sage Pay + SAP integration in action.

Explore a guided demo, start a sandbox integration, or speak directly with our solution architects about your specific use cases.

Start Free Trial Request Live Demo