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SAP Concur + Stripe Integration

Clarity Connect™ integrates SAP Concur with Stripe, automating business processes and data sharing. This robust integration connects your critical business systems to automate order processing, inventory management, and customer data synchronization.

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The Challenge

Connecting with Clarity Connect™

Clarity Connect™ links SAP Concur and Stripe through automation and data sharing. Integrating these platforms benefits businesses by streamlining processes and connecting front-end and back-end systems.

Considerations when connecting these applications include security, performance, and physical access. We support both SaaS (Cloud) and On-Premises connection types.

Integration Diagram
Solution Illustration
The Solution

Seamless Integration

Our middleware platform ensures robust and reliable data transfer between SAP Concur and Stripe.

Implementation Timeline

Go live with SAP Concur + Stripe in as little as 2–4 weeks.

A proven, repeatable implementation approach that minimizes risk while getting your team to value quickly.

1

Access Enabled

Secure connections established to both SAP Concur and Stripe, with credentials and environments confirmed.

2

Configuration & Mapping

Field mappings, business rules, and workflows configured using visual tools and pre-built templates.

3

Go Live

Launch production-ready integration with monitoring, alerting, and support in place—typically within 2–4 weeks.

Time to Value

2–4 weeks

Typical implementation window from access granted to production go-live for most SAP Concur + Stripe deployments.

Project Phases

Discovery
Configure & Map
Validate
Launch

Engagement Model

Guided by Clarity experts with your team involved at key milestones.

Comprehensive Solution Details

Robust Integration Architecture: iPaaS as the Central Command Center

The integration architecture centers around a modern Integration Platform as a Service (iPaaS), acting as the central hub for all data orchestration, transformation, and communication between SAP Concur and Stripe. This approach ensures scalability, security, and maintainability.

Data Flow Steps

Event-Driven Architecture: Utilize webhooks from Stripe and event-based triggers from Concur (or smart polling) for real-time synchronization.

Canonical Data Model: Define a common data structure within the iPaaS to normalize data between Concur and Stripe.

API Gateway: Secure and manage API access for both inbound and outbound calls.

Idempotent Operations: Design integration steps to handle duplicate messages without unintended side effects.

Circuit Breaker Pattern: Isolate failures and prevent cascading issues during system outages.

Data Touchpoints

iPaaS Platform: Core engine for workflow orchestration, data mapping, and API management.
SAP Concur Connector: Pre-built adapter for seamless connectivity to Concur APIs (Expense, Invoice, Payments, Users).
Stripe Connector: Pre-built adapter for secure interaction with Stripe APIs (PaymentIntents, Charges, Customers, Payouts, Webhooks).
Event Bus/Queue: For asynchronous processing of events (e.g., Concur approvals, Stripe webhooks) to ensure resilience and scalability.
AI/ML Services: Integrated within the iPaaS for intelligent mapping, validation, and anomaly detection.
Secrets Management: Secure vault for API keys and credentials.
Monitoring & Alerting: Dashboard and notification services for integration health.
Data Warehouse/BI (Optional): For advanced spend analytics, leveraging Concur and Stripe data.
ERP System: For final GL posting and reconciliation.

"A conceptual diagram would show SAP Concur and Stripe connected to a central iPaaS. The iPaaS would have distinct modules for Connectors, Data Mapping/Transformation, Workflow Orchestration, AI Services, Monitoring, and Security. Data flows would be depicted with arrows, highlighting event-driven triggers (webhooks) and API calls."

Pricing

Simple, transparent pricing for SAP Concur + Stripe.

Start with a single integration pair and scale as your business grows—without surprise fees or transaction penalties.

Connect™ Plan

Clarity Connect

$595 /mo

Billed annually • Includes one production integration pair

  • Unlimited transactions and API calls within fair-use limits.
  • Visual workflow designer and reusable mapping templates.
  • Monitoring, alerting, and access to Clarity’s support team.
View full pricing & options
Innovative & Robust

How Middleware Integration Works

Benefits of Integrating SAP Concur

Integrating SAP Concur fosters greater efficiency and data accuracy. Automate your critical business processes to deliver consistently outstanding results.

Hover over the steps on the right to see detailed integration points.
Data Mapping

Data Entity Mapping

Explore how data flows between systems with intelligent field mapping and transformation logic.

Expense Report / Invoice (Concur) <-> PaymentIntent / Charge (Stripe)

Map approved Concur expense reports and invoices to initiate secure payments via Stripe. The Concur 'Payment Transaction' acts as the trigger.

SAP Concur Fields

ReportID InvoiceID EmployeeID VendorID TotalAmount Currency GLPostingStatus PaymentID PaymentMethod ReferenceNumber

Stripe Fields

id amount currency customer status description metadata paymentmethodtypes

Mapping Notes

Concur's 'TotalAmount' maps to Stripe's 'amount'. Concur's 'EmployeeID' or 'VendorID' maps to a Stripe 'Customer' ID for payout. Concur's 'PaymentID' or 'ReportID' can be passed to Stripe's 'metadata' for cross-referencing. Concur's 'GLPostingStatus' updates based on Stripe payment status.

Next Steps

See SAP Concur + Stripe integration in action.

Explore a guided demo, start a sandbox integration, or speak directly with our solution architects about your specific use cases.

Start Free Trial Request Live Demo
Real-World Applications

Integration Use Cases

Explore how the integration behaves in real business scenarios, with clearly defined steps, outcomes, and execution patterns.

Automated Employee Expense Reimbursement via Stripe

After an employee's expense report is approved in SAP Concur, the integration automatically triggers a reimbursement payment via Stripe, eliminating manual bank transfers and accelerating payout times.

Integration Steps:

  1. 0 Employee submits Expense Report in Concur.
  2. 1 Expense Report goes through Concur's approval workflow.
  3. 2 Upon final approval, Concur's 'Payment Transaction' event is triggered.
  4. 3 iPaaS captures the event, extracts employee and reimbursement details.
  5. 4 iPaaS initiates a `PaymentIntent` or `Charge` in Stripe to the employee's designated payout method (e.g., bank account linked to a Stripe 'Customer' profile).
  6. 5 Stripe processes the payment and provides status updates via webhooks.
  7. 6 iPaaS updates Concur's 'Payment Transaction' status with Stripe's success/failure, and posts the payment details to the ERP General Ledger.

Business Outcome

Faster employee reimbursements, increased employee satisfaction, reduced finance team workload, improved payment auditability.

Frequency

Real-time (event-driven)

Implementation Timeline

Go live with SAP Concur + Stripe in as little as 2–4 weeks.

A proven, repeatable implementation approach that minimizes risk while getting your team to value quickly.

1

Access Enabled

Secure connections established to both SAP Concur and Stripe, with credentials and environments confirmed.

2

Configuration & Mapping

Field mappings, business rules, and workflows configured using visual tools and pre-built templates.

3

Go Live

Launch production-ready integration with monitoring, alerting, and support in place—typically within 2–4 weeks.

Time to Value

2–4 weeks

Typical implementation window from access granted to production go-live for most SAP Concur + Stripe deployments.

Project Phases

Discovery
Configure & Map
Validate
Launch

Engagement Model

Guided by Clarity experts with your team involved at key milestones.

Technical Documentation

API Endpoints & Data Logic

Technical details for developers and architects.

Method Endpoint Purpose

⚡ Transformation Logic

  • Currency conversion: Ensure amounts are converted to Stripe's smallest currency unit.
  • Recipient mapping: Map Concur EmployeeID/VendorID to existing Stripe Customer IDs or create new ones.
  • Metadata enrichment: Inject Concur ReportID/InvoiceID into Stripe's `metadata` for traceability.
  • GL account assignment: Automatically assign GL codes for Stripe fees based on expense type and cost center.
  • Status synchronization: Translate Stripe payment statuses (e.g., 'succeeded', 'failed') to Concur's 'Payment Transaction' statuses.

🛡️ Error Handling

  • Stripe payment failure due to insufficient funds or declined card.
  • Invalid employee/vendor bank details for Stripe payout.
  • Concur API unavailability during payment status update.
  • Data format mismatch during transformation (e.g., invalid currency).
  • Duplicate payment attempt due to network latency (mitigated by idempotency).
Pricing

Simple, transparent pricing for SAP Concur + Stripe.

Start with a single integration pair and scale as your business grows—without surprise fees or transaction penalties.

Connect™ Plan

Clarity Connect

$595 /mo

Billed annually • Includes one production integration pair

  • Unlimited transactions and API calls within fair-use limits.
  • Visual workflow designer and reusable mapping templates.
  • Monitoring, alerting, and access to Clarity’s support team.
View full pricing & options
Support & Information

Frequently Asked Questions

Common questions about integration implementation, security, and best practices.

General Integration FAQs

▸ Why is a modern iPaaS essential for SAP Concur & Stripe integration?
A modern iPaaS (Integration Platform as a Service) is crucial because it provides a centralized, scalable, and secure hub for complex integrations. It offers pre-built connectors, visual data mapping, workflow orchestration, AI-driven automation, and robust error handling – far beyond simple point-to-point connections – ensuring seamless, real-time data flow and compliance between Concur, Stripe, and your ERP.

AI Capabilities FAQs

▸ How does AI enhance SAP Concur and Stripe workflows?
AI significantly boosts efficiency by automating tasks such as intelligent GL account mapping for Stripe fees, real-time policy compliance checks for Concur expenses, automated fraud detection in both systems, and smart suggestions for data transformations. This reduces manual effort, improves data accuracy, and provides proactive insights for better spend and payment management.

Use Cases FAQs

▸ Can I automate employee expense reimbursements using Stripe?
Absolutely. Our integration automates this process. Once an expense report is approved in SAP Concur, the iPaaS triggers a 'Payment Transaction' that initiates a secure reimbursement payment to the employee via Stripe. This eliminates manual transfers, accelerates payout times, and provides an audit trail.

Low-Code/No-Code FAQs

▸ What are the benefits of low-code/no-code for Concur & Stripe integrations?
Low-code/no-code tools empower finance and operations teams to build, modify, and optimize integration workflows without extensive coding. This accelerates development cycles, reduces reliance on IT, and allows business users to quickly adapt automation to changing policies or operational needs, such as custom approval routing or data validation rules.

Financial Reconciliation FAQs

▸ How do you handle reconciliation of Stripe payouts and fees in Concur or my ERP?
We automate this by having the iPaaS listen for Stripe webhooks like `payout.paid` and `balance.available`. The iPaaS extracts details, including individual fees, transforms the data, and then creates corresponding 'Payment Transactions' (for incoming funds) or 'Expense Entries' (for fees) in Concur, or directly posts journal entries to your ERP's General Ledger. This ensures accurate and timely financial reconciliation.

Security & Compliance FAQs

▸ What are the key security considerations for this integration?
Security is paramount. We adhere to best practices including OAuth 2.0 for Concur and secure API key management for Stripe, encrypting all data in transit (TLS 1.2+) and at rest, implementing the principle of least privilege for integration users, and verifying Stripe webhook signatures. The iPaaS is SOC 2 and ISO 27001 compliant, ensuring your sensitive financial data is protected.

Customization FAQs

▸ Can I customize the integration workflows to my specific business rules?
Yes, extensive customization is a core feature. Our low-code iPaaS provides visual designers and a powerful rules engine, allowing you to easily define conditional logic, custom data transformations, and unique approval flows. AI co-pilots can even help generate complex rules based on your natural language input, ensuring the integration perfectly fits your operational needs.

Data Integrity FAQs

▸ How do you ensure data consistency between Concur and Stripe?
Our integration employs robust data validation rules and transformation logic within the iPaaS. We utilize idempotent integration patterns to prevent duplicate processing, implement comprehensive error handling with dead-letter queues and automated retries, and provide real-time monitoring dashboards to quickly identify and resolve any data discrepancies, ensuring eventual consistency across systems.
Implementation Timeline

Go live with SAP Concur + Stripe in as little as 2–4 weeks.

A proven, repeatable implementation approach that minimizes risk while getting your team to value quickly.

1

Access Enabled

Secure connections established to both SAP Concur and Stripe, with credentials and environments confirmed.

2

Configuration & Mapping

Field mappings, business rules, and workflows configured using visual tools and pre-built templates.

3

Go Live

Launch production-ready integration with monitoring, alerting, and support in place—typically within 2–4 weeks.

Time to Value

2–4 weeks

Typical implementation window from access granted to production go-live for most SAP Concur + Stripe deployments.

Project Phases

Discovery
Configure & Map
Validate
Launch

Engagement Model

Guided by Clarity experts with your team involved at key milestones.

Pricing

Simple, transparent pricing for SAP Concur + Stripe.

Start with a single integration pair and scale as your business grows—without surprise fees or transaction penalties.

Connect™ Plan

Clarity Connect

$595 /mo

Billed annually • Includes one production integration pair

  • Unlimited transactions and API calls within fair-use limits.
  • Visual workflow designer and reusable mapping templates.
  • Monitoring, alerting, and access to Clarity’s support team.
View full pricing & options
Next Steps

See SAP Concur + Stripe integration in action.

Explore a guided demo, start a sandbox integration, or speak directly with our solution architects about your specific use cases.

Start Free Trial Request Live Demo