Input Sensitive Data Output Genericized
So, What is Tokenization?
It is a simple concept. Instead of having to store the customer's credit card information securely, your business can send everything directly to the payment gateway right away. In return, your platform gets a token that represents the
customer's credit card information. Once you have that token, you can use it to perform the required action. The token allows you to show the card's payment process and the payment gateway that you have the credentials of a valid card. They
match that token with your API key and credentials. Once they validate that the token is associated with a validated credit card and your account, you are allowed to run a payment against it.
Essentially, you can securely run credit card payments on your platform without having to complete all the 12 PCI Compliance requirements. While automated scanning and encryption can be beneficial, it can be challenging for new international
All your platform needs to do is provide a one-way push of the sensitive set of information. In return, you get a non-sensitive, genericized token that will not work without the API keys securely stored in your system.
Finally, we encourage running an automated auditing and validation software, even if you decide to go with tokenization. It can help your international eCommerce business with PCI DSS compliance. While we strongly encourage tokenization,
auditing software, and automated reporting will allow you to get as close to the PCI DSS 12 steps of requirements as possible. It can be beneficial even if you are not storing any data currently and employing tokenization. Because as your international eCommerce business scales to more regions, you might decide to collect card information directly.