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Payment Hub for Government Contractors & Aerospace/Defense

A B2B payment portal for government contractors, aerospace and defense primes, subs, and suppliers — integrated with Dynamics 365 Finance & Operations, NetSuite, SAP ECC, and SAP S/4HANA.

Payment Hub for Government Contractors & Aerospace/Defense: Overview

Clarity Payment Hub is a B2B payment portal for government contractors, aerospace and defense primes, and their supplier networks. It gives commercial B2B customers — subs paying primes, primes paying suppliers, and commercial-side customers — a self-service online portal to view invoices and pay, with every transaction posting back automatically to your ERP through Clarity Connect.

Government contracting has a unique AR split. Federal-government-paid invoices flow through WAWF and IPP and other federal payment systems, generally outside the scope of a commercial payment portal. But the commercial B2B side — prime-to-sub, sub-to-supplier, and direct commercial customers — is a large, payment-heavy, high-dollar motion that benefits enormously from a self-service portal with proper ERP integration.

Contracts, program finance, AR, and compliance teams use Payment Hub. Commercial customers and sub-prime partners use the portal to resolve large-dollar invoices faster.

The AR Problem in Government Contractors & Aerospace/Defense

Government contractors run accounting systems that are typically DCAA-compliant — often Deltek Costpoint, Dynamics 365 F&O, SAP, or NetSuite. The commercial-side AR on those systems is often handled with less rigor than federal-paid AR, because federal payments run through established portals while commercial B2B AR runs through email, PDF, and phone.

The result is long commercial-side DSO, manual cash app into complex ERPs, and expensive card interchange on large-dollar commercial invoices. Primes pay subs slowly. Subs pay suppliers slowly. Commercial customers sit on invoices. A modern self-service portal tightens all of it.

Long Commercial-Side DSO

Commercial customers and prime-to-sub payment cycles stretch well past terms when payment is friction-heavy.

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Manual Cash App Into Complex ERPs

Dynamics 365 F&O, SAP, NetSuite, and Deltek cash application is slow and error-prone without automation.

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Expensive Card Interchange on Large Invoices

Without Level II/III data, large-dollar B2B card payments hit the highest interchange tier.

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No Self-Service for Commercial Customers

Commercial customers and sub-prime partners have no online place to see or pay invoices.

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PCI Scope and Compliance Burden

Card intake over the phone adds compliance exposure an organization with existing compliance burden does not need.

The cost of inaction. For a government contractor with $80M in commercial-side B2B revenue, even a 5-day commercial DSO reduction frees over $1M in working capital. Add Level II/III card savings and reduced AR labor, and the cost of leaving commercial AR manual is not small.

How Clarity Payment Hub Solves It

Payment Hub gives your commercial B2B customers — sub-primes paying primes, primes paying suppliers, and direct commercial accounts — a branded self-service portal to view invoices and pay. Payments post back automatically to Dynamics 365 F&O, NetSuite, SAP ECC, or SAP S/4HANA through Clarity Connect.

The platform handles large-dollar B2B transactions with Level II/III data passing for the lowest card interchange and supports ACH as the default for the largest tickets. Federal-paid AR continues to run through WAWF/IPP; Payment Hub focuses on the commercial-side AR that typically lags.

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Self-Service Commercial AR Portal

Commercial customers and sub-prime partners see open invoices, pay online, and manage saved payment methods.

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Automatic Cash App

Every payment posts back to your DCAA-compliant ERP as applied cash — no manual keying.

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Level II/III Card Optimization

Enhanced data passing unlocks the lowest B2B interchange on large-dollar commercial card transactions.

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ACH-First for Large Tickets

ACH is the default for large invoices where card interchange would be prohibitive.

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PCI-Compliant Tokenization

Raw card data stays off your systems, keeping PCI scope contained.

Clarity Payment Hub portal showing a government contractor's commercial customer paying multiple large-dollar invoices in a consolidated payment
Consolidated large-dollar payment — common in commercial-side government contractor AR workflows.
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ERP- and gateway-flexible. Payment Hub integrates with Dynamics 365 Finance & Operations, NetSuite, SAP ECC, and SAP S/4HANA through Clarity Connect. Deltek Costpoint — a dominant ERP in DCAA-compliant govcon finance — is not currently in our battlecard library but is supported through the same Clarity Connect integration patterns.

Common Government Contractors & Aerospace/Defense Scenarios

Here are a few representative situations we see across government contractors and aerospace & defense firms and how Clarity Payment Hub addresses each:

Aerospace prime on SAP ECC

Situation:An aerospace prime on SAP ECC bills commercial-side customers and sub-primes through large-dollar invoices. Commercial DSO drags.
Solution:Payment Hub adds a commercial B2B portal tied to SAP ECC; ACH-first flows handle the large tickets; Level II/III data on any card payments.
Outcome:Commercial-side DSO drops 10+ days; effective card rate improves meaningfully; AR team refocuses on dispute work.

Federal civilian contractor on Dynamics 365 F&O

Situation:A federal civilian contractor on D365 F&O handles federal invoices through WAWF but commercial-side invoices manually.
Solution:Payment Hub deploys for commercial AR only, leaving federal WAWF flows untouched; commercial customers self-service.
Outcome:Commercial AR visibility improves; cash app becomes automatic on commercial side; federal flows unaffected.

Defense supplier on NetSuite

Situation:A defense component supplier on NetSuite sells to primes and subs. DSO averages 55 days commercially.
Solution:Payment Hub adds a portal for commercial partners; Level II/III card data and ACH-first options layered in.
Outcome:Commercial DSO drops to 43 days; manual cash app labor cut by more than half; compliance posture improved via reduced card exposure.

Benefits for Government Contractors & Aerospace/Defense Companies

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Shorter Commercial DSO

Self-service payment meaningfully shortens commercial-side collection cycles.

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Lower Card Interchange

Level II/III data and ACH-first flow protect margin on high-dollar invoices.

Automated Cash App

Payments post automatically into D365 F&O, SAP, NetSuite, or Deltek — no manual keying.

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Compliance Posture Improvement

Tokenization and elimination of phone card intake reduce compliance burden.

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Federal AR Left Intact

WAWF/IPP flows continue undisturbed; Payment Hub focuses on commercial AR.

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Gateway Freedom

No processor lock-in — negotiate commercial-side rates on your terms.

5–10 days
typical commercial DSO improvement
0.5–1.0%
card interchange savings with Level II/III
48 hrs
deployment time
Federal AR
left untouched — Payment Hub focuses on commercial side

Commercial-side AR staff, program finance, and controllers reclaim hours. CFOs see commercial DSO and card costs improve. Compliance teams see PCI exposure contained. And your commercial customers and sub-prime partners get a modern, self-service way to manage what they owe you.

ERPs We Integrate With for Government Contractors & Aerospace/Defense

Government contracting, aerospace, and defense finance runs on a handful of DCAA-compliant ERPs. Payment Hub integrates with the most common broad ERPs through Clarity Connect. Deltek Costpoint, the dominant govcon-specialized ERP, is not currently in our battlecard library but is supported through the same integration patterns — contact us for specifics.

Integration pattern: Government contractors typically run a DCAA-compliant ERP with separate systems for federal payment submission (WAWF, IPP). Payment Hub connects to the commercial-side AR in the ERP, leaving federal payment submission flows intact. For Deltek Costpoint, the same Clarity Connect integration patterns apply.

Frequently Asked Questions

Does Payment Hub handle federal government payments via WAWF or IPP?

No. Payment Hub focuses on commercial-side B2B AR — prime-to-sub, sub-to-supplier, and direct commercial customers. Federal payment submission continues to run through WAWF, IPP, and the other federal payment systems.

Is Payment Hub compatible with Deltek Costpoint?

Yes, through the same Clarity Connect integration patterns used for our battlecard ERPs. Deltek Costpoint is not in our battlecard library yet but is supported — contact us for specifics.

Which broad ERPs does Payment Hub integrate with for govcon?

Dynamics 365 Finance & Operations, NetSuite, SAP ECC, and SAP S/4HANA are all supported directly through Clarity Connect.

Will we save on card interchange for large-dollar invoices?

Yes. Level II/III data passing on B2B card volume typically saves 0.5–1.0%.

How does ACH-first work for large tickets?

The portal can be configured to promote ACH as the default for invoices above a configurable threshold, protecting margin on the largest tickets.

How long does deployment take?

Most govcon commercial-side deployments go live in 48 hours of sandbox-credential access.

Related Industries

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